Bridgewater Advisory Group LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Bridgewater Advisory Group LLC provides discretionary wealth management and portfolio management to individuals, high-net-worth individuals, trusts, and estates, and also offers standalone and integrated financial planning and consulting. Portfolios are typically constructed from diversified mutual funds, ETFs, individual stocks and bonds, and the firm may implement portions of strategies through a sub-advisory relationship with an independent manager.
The firm relies primarily on fundamental analysis and a long-term asset allocation approach, building portfolios to match each client’s stated objectives, risk tolerance and time horizon while conducting ongoing monitoring and periodic rebalancing. Bridgewater works with third‑party managers for certain mandates, uses a qualified custodian for custody and execution, and can provide planning engagements that precede or accompany investment management.
A notable characteristic is that the advisory firm is affiliated with a separate tax and accounting practice under common ownership, a relationship the firm discloses and treats as optional for clients; principals also disclose other business interests such as a minor bank stake and real‑estate partnerships but do not offer those investments to clients. The firm operates as a small, two‑advisor practice with combined accounting and financial‑planning expertise (including CPA and CFP/ChFC credentials), which the brochure identifies as a potential source of integrated tax and planning coordination and as a disclosed conflict of interest when tax services are recommended.
Client services
Expertise
Fee options
Fixed project fees up to $15,000 per engagement
$0 - $1,000,000: 1.50% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.60% $5,000,001+: 0.40%
Up to $250 per hour
Annual ongoing financial planning fees up to $15,000
Fee-only: Hourly fees up to $250 per hour; Fixed project fees up to $15,000 per engagement; Annual ongoing fees up to $15,000
Main office
6 Waggener Industrial Court
Crystal City MO 63019
Advisors at this office
2
Most active in
Missouri · Texas
Also doing business as
Bridgewater Advisory Group LLC · Bridgewater Wealth Management Group
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Ethan B
CFP®, ChFC®
Crystal City, MO
Bridgewater Advisory Group LLC
Hi, I’m Ethan, a CERTIFIED FINANCIAL PLANNER™ professional and co-founder of Bridgewater Advisory Group LLC. My passion is helping people align their financial decisions with their personal goals and dreams. At Bridgewater, we focus on empowering you to find the joy possible in every moment by creating financial plans that provide the clarity and confidence to live the life you’ve earned. Our approach is rooted in collaboration. We take the time to understand what matters most to you—your hopes, dreams, and goals—and work alongside you to develop a financial strategy that reflects the life you envision. By helping you step back from the busyness of life, we guide you to think intentionally about your priorities and move forward with a plan that brings meaning, joy, and peace of mind. We specialize in retirement distribution planning, tax planning, and healthy aging support. Our goal is to help you maximize the potential of your assets so you can fully embrace a life that sparks joy. At the same time, we work to help you avoid costly tax mistakes and develop a healthy aging plan that ensures you get the most out of your retirement—both financially and personally.
Terrence B
Series 66
Crystal City, MO
Bridgewater Advisory Group LLC
Terrence Bridgewater is a financial advisor at Bridgewater Advisory Group LLC with 25 years of industry experience. He holds a Series 66 designation and has a background that includes two decades at Cetera and ownership of a CPA firm providing business consulting, accounting, and tax services. He serves on the board of directors for Peoples Community Bancorporation. Bridgewater Advisory Group LLC offers wealth management and investment advisory services to individuals, trusts, estates, and retirement plans. The firm employs a long-term, fundamental analysis approach, using diversified mutual funds, ETFs, equities, and bonds, with discretionary portfolio management and ongoing monitoring within client-directed guidelines.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)