Brighter Financial Capital Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$134,291,773
Clients
332
Advisors
5
across 2 offices
About
Brighter Financial Capital Management provides investment and financial planning services to individuals — including high‑net‑worth clients — as well as corporations and retirement plan sponsors. Its services include discretionary and non‑discretionary portfolio management, ERISA 3(21) and 3(38) plan advisory, variable annuity management, multi‑tiered financial planning, coordination with third‑party managers, and public seminars and workshops.
The firm commonly implements client programs under discretionary authority and may engage sub‑advisors or third‑party managers to execute model strategies while retaining the ongoing client relationship and periodic monitoring. It documents client goals in client files and investment policy statements, reviews accounts at least quarterly, and offers structured planning tiers and a Medicare specialist to support clients across different needs and engagement levels.
Distinctive features relative to peers include an unusually high client load per advisor (827 clients served by three advisors), sponsorship of a wrap fee program, and the regular presentation of educational seminars (fee-based, modestly priced). The firm’s principals also maintain an affiliated insurance agency and registered‑representative arrangement that produces external compensation and referral relationships; these affiliations and fee‑sharing arrangements are disclosed in the brochure and identified as potential conflicts of interest that the firm manages through disclosure and procedures.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for financial planning tiers as noted above.
$0 - $100,000: 1.15% annually $100,001 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.80% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001 - $5,000,000: 0.65% annually Over $5,000,000+: 0.40% annually
Supervised persons receive external compensation as registered representatives and insurance agents.
$150 per hour for financial planning if plan is cancelled after five business days.
Account minimum: $10,000 Fee-only: Fixed fees for financial planning: Intro Planning $39.99/month or $299-$349 per meeting; Silver $240/month or $600/quarter; Gold $480/month or $1,200/quarter; Platinum $1,500/month or $3,750/quarter; Optional add-ons $450 each.
Main office
See office1984 Isaac Newton Sq. W, Suite 203
Reston VA 20190
Advisors at this office
4
Offices (2)
Most active in
Florida · Maryland · North Carolina · South Carolina · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Richard C
Series 63, Series 65
Raleigh, NC
Brighter Financial Capital Management, LLC
Richard Clark is a financial advisor at Brighter Financial Capital Management, LLC in Raleigh, NC, holding Series 63 and Series 65 licenses with two years of industry experience. His prior work includes ten years at Throughline Inc. and three years at Madison Avenue Securities, LLC. Brighter Financial Capital Management provides investment and financial planning services to individuals, high-net-worth clients, corporations, and retirement plan sponsors. The firm offers discretionary and non-discretionary portfolio management, ERISA plan advisory, multi-tiered financial planning, and educational seminars, often implementing client programs under discretionary authority with periodic monitoring.
Daniel C
Series 63, Series 66
Reston, VA
Brighter Financial Capital Management, LLC
Daniel Cooper is an investment advisor at Brighter Financial Capital Management, LLC with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at firms including Madison Avenue Securities and Kalos Capital, Inc. Cooper is also involved with Clark & Associates, Inc. Financial Solutions, where he provides paraplanning and fixed insurance sales support. Brighter Financial Capital Management offers investment and financial planning services to individuals, corporations, and retirement plan sponsors. The firm provides discretionary and non-discretionary portfolio management, ERISA plan advisory, and financial planning with model strategy implementation, serving a high volume of clients per advisor and regularly presenting educational seminars.
Keron S
Series 63, Series 65
Reston, VA
Brighter Financial Capital Management, LLC
Keron Smith is an advisor with Brighter Financial Capital Management, LLC in Reston, VA. He holds Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining Brighter Financial Capital Management, he held various roles in financial services, including positions at Wells Fargo Advisors, Ameriprise Financial, and BayPoint Wealth. Brighter Financial Capital Management provides investment and financial planning services to individuals, including high-net-worth clients, as well as corporations and retirement plan sponsors. The firm offers discretionary and non-discretionary portfolio management, ERISA plan advisory, multi-tiered financial planning, and educational seminars, often implementing client programs under discretionary authority with ongoing monitoring and support.
Ryan S
Series 66
Reston, VA
Brighter Financial Capital Management, LLC
Ryan Scott is a financial advisor at Brighter Financial Capital Management, LLC with four years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Advisors and KLDiscovery. He is also affiliated with Clark & Associates, Inc., where he is involved in insurance services. Brighter Financial Capital Management provides investment and financial planning services to individuals, including high-net-worth clients, corporations, and retirement plan sponsors. The firm offers discretionary and non-discretionary portfolio management, plan advisory, multi-tiered financial planning, and educational seminars, often implementing client programs through discretionary authority with third-party managers.
Megan C
Series 63, Series 66
Reston, VA
Brighter Financial Capital Management, LLC
Megan Clark is an investment adviser representative with Brighter Financial Capital Management, LLC and holds Series 63 and Series 66 credentials. She has 12 years of industry experience and has worked with firms including Madison Avenue Securities and Clark/Barbour Asset Strategy Partners. Clark is also the CEO and owner of Clark & Associates, Inc. Financial Solutions and serves as treasurer for the Fairway Executive Center Condo Board. Brighter Financial Capital Management provides investment and financial planning services to individuals, corporations, and retirement plan sponsors. The firm offers discretionary and non-discretionary portfolio management, plan advisory, and educational seminars, serving a high client load with a multi-tiered planning approach.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)