Brightward Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Brightward Financial LLC offers discretionary portfolio management, standalone or supplemental financial planning, and pension/employee-benefit plan consulting to individuals, pension plans, corporations, and business entities. Although the brochure lists these client types, the firm reported $0 in discretionary assets under management and no active client accounts as of March 2026, indicating it is newly established and has not yet developed an active client base.
The firm’s investment process is built around a “model of models” and a three-basket framework—equities, fixed income, and a diversifier basket—implemented through proprietary models maintained on the Schwab platform and overseen by an investment committee that meets at least quarterly. Portfolio management emphasizes multi-asset diversification, tax-aware total-return objectives (including systematic rebalancing and, where applicable, tax-loss harvesting), and may include long-term, short-term, and options strategies when suitable for client objectives.
Distinctive elements in the brochure include an explicit pension consulting offering and a stated capacity to use a broad investment menu that ranges from mutual funds and ETFs to private placements and venture capital—an unusually wide remit for a two-advisor supported firm. The firm was formed in early 2026, describes formal committee governance and proprietary model development drawing on prior institutional investment experience, and notes that financial planning may be provided complimentary in conjunction with portfolio management.
Client services
Expertise
Fee options
Financial planning fixed fees range between $2,500 and $7,500
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $5,000,000: 0.65% $5,000,001 - $10,000,000: 0.55% $10,000,001 - $25,000,000: 0.35% $25,000,001+: 0.25%
Main office
1615 Platte St, Suite 200
Denver CO 80202
Advisors at this office
2
Most active in
Colorado
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
William K
Verified by Warmer
Series 65, Series 66
Denver, CO
Brightward Financial LLC
William Kowalski Jr. is a financial advisor at Brightward Financial LLC in Denver, CO, holding Series 65 and Series 66 licenses with six years of industry experience. His previous roles include positions at The Millstone Evans Group, Atomos Nuclear and Space Corporation, and Raymond James & Associates. Brightward Financial LLC provides discretionary portfolio management, financial planning, and pension consulting services to individuals and business entities. The firm employs a multi-asset investment approach using proprietary models focused on diversification and tax-aware total-return strategies.
Benjamin K
CFA®, Series 63
Denver, CO
Brightward Financial LLC
Benjamin Kirby is a CFA® charterholder with 15 years of industry experience. He is currently with Brightward Financial LLC, where he has worked since 2026. His prior roles include positions at The Millstone Evans Group, LLC and Thornburg Investment Management. Brightward Financial LLC provides discretionary portfolio management, financial planning, and pension/employee-benefit plan consulting to a range of clients, including individuals and corporations. The firm employs a multi-asset investment approach based on proprietary models and formal committee governance.
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