San Diego, CA Office

Brio Financial Group serves individuals (including high net worth households), trusts, employer retirement plans, and business entities, providing discretionary asset management alongside standalone financial planning and retirement plan consulting. The firm reports managing about $1.06 billion in discretionary assets for roughly 800 clients through a multi-advisor team and also makes referrals to third-party money managers and sub-advisors.

Brio delivers individualized portfolio management and conducts regular account reviews, offering both wrapped accounts through its sponsored wrap program and non-wrap arrangements; it uses a mix of fundamental, technical, sector, ETF analysis and third-party manager due diligence in constructing portfolios. For retirement plan clients the firm accepts fiduciary roles under ERISA and notes it operates as a level-fee fiduciary under DOL guidance for retirement accounts.

Noteworthy features include a broader-than-typical financial planning scope — services expressly cover corporate and personal tax planning, cost segregation studies, corporate structure and real estate analysis, and mortgage/lines-of-credit evaluation — and ongoing retirement-plan consulting for plan sponsors. The firm’s advisory personnel are also licensed insurance professionals who may receive separate commission-based compensation for insurance sales, a disclosed conflict the brochure addresses through disclosure and policies.