Bultman Investment Management, Inc.

Bultman Investment Management, Inc. provides continuous portfolio management to individual investors and a smaller number of institutional clients, including banks, pension and profit‑sharing plans, trusts, and other entities. Services center on equity no‑load mutual funds, ETFs and a range of fixed‑income securities and are delivered primarily on a non‑discretionary basis, with discretionary authority used for some accounts.

The firm consults with each client to establish objectives and asset allocations, reviews accounts at least quarterly, and generally requires client approval before implementing trades for non‑discretionary relationships. Investment analysis incorporates fundamental, technical and cyclical methods and includes active use of fixed‑income instruments such as government and agency issues, mortgage‑backed securities and other structured debt.

Compared with many peers, BIM is notable for managing a majority of its assets on a non‑discretionary basis while also providing portfolio management for institutional clients, a combination that is relatively uncommon among independent advisers. The firm’s leadership brings a professional accounting and valuation background and focuses solely on investment management rather than financial planning, shaping its emphasis on portfolio oversight and reporting.