Business Wise Insurance, PLLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$929,729
Clients
4
Advisors
1
of 1 employees
About
Business Wise Insurance, PLLC is a state-registered independent adviser that serves a very small client base — the brochure reports roughly $4.7 million in assets under management across four clients — with services focused on portfolio management for individuals, financial planning, and retirement plan advisory including employer-sponsored and participating-employer (PEP) 401(k) arrangements. The firm also operates as a licensed insurance producer offering group and personal lines and may place insurance products as part of its business-benefit and estate planning work.
The firm delivers investment management primarily by selecting and overseeing third‑party investment advisers (TPIAs) and using custodian platforms (AssetMark, Charles Schwab, StanCorp) to implement discretionary strategies, with written investment agreements and periodic reviews (typically quarterly). Investment programs are tailored to client needs and may include diversified ETFs, mutual funds, limited alternative allocations (generally capped around 8%), and accredited‑investor private pools for qualified clients; the firm also provides standalone hourly financial planning and business exit consulting through industry affiliations.
What is distinctive for a solo, state‑registered adviser is the breadth of client types and activities disclosed: the brochure lists relationships or services to corporate and pension/profit‑sharing plans, charitable organizations, other investment advisers, insurance companies, banking or thrift institutions, state and municipal governments, and even a sovereign wealth fund — client types that are uncommon for firms of this size. The firm also discloses prior regulatory activity concerning an insurance license suspension (a reporting issue later resolved and reinstated) and maintains professional affiliations that support business exit and valuation work, reflecting a niche emphasis on small‑business succession and executive benefit planning in addition to retail investment services.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$10,000 - $2,500,000: 0.50% $2,500,001 - $10,000,000: 0.20% $10,000,001+: 0.15%
$150 per hour for financial planning with a 1-hour minimum
Account minimum: $10,000 for individuals; $100,000 for trusts and business accounts
Main office
Snohomish WA
Advisors at this office
1
Most active in
Florida · Louisiana · Texas · Utah · Washington
Also doing business as
Business Wise Insurance, PLLC · Business Wise Investments
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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