Butterworth Financial LLC

The firm provides ongoing portfolio management and financial planning primarily for individual and high‑net‑worth clients, advising across mutual funds, interval funds, ETFs, fixed income, annuities and insurance products. It offers asset management through two platform options (SWM and SWM II), with the latter structured as a wrap‑fee program and clients generally authorize discretionary trading guided by documented account profiles and risk tolerances.

Investment decisions are driven by model‑based asset allocation maintained by a Portfolio Analyst alongside methods such as charting, fundamental and technical analysis and a long‑term trading orientation; adviser representatives may use those models or deviate to meet individual client objectives. The firm states a fiduciary standard for retirement and non‑retirement accounts, performs annual and event‑driven reviews, and delivers quarterly custodian statements to clients.

Distinctive features noted in the brochure include acting as sponsor and portfolio manager of a wrap‑fee program (SWM II), a structure that is uncommon among peers, and having a supervised person who is a licensed insurance agent and may recommend commissionable insurance and annuity products (a conflict the firm discloses and documents). The firm is SEC‑registered, requires custody through LPL Financial, and reports roughly $100 million in discretionary assets under management, combining a small advisory practice with institutional platform relationships and vendor support.