Buttfield & Associates
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Buttfield & Associates offers fee‑only financial planning and investment portfolio management to individuals, families, trusts, foundations, small businesses, and other entities, and generally expects to provide both planning and ongoing portfolio management to a client as part of the engagement. The firm does not accept commissions or sell investment products, and it typically charges a fixed fee for financial planning (often expressed as a percentage of gross annual income with a stated minimum).
The firm’s investment work is focused on sustainable, responsible, and impact (SRI) investing and it recommends and relies on a third‑party sub‑advisor, First Affirmative, to implement SRI strategies. Buttfield & Associates helps develop investor profiles and Investment Policy Statements, assists with account setup, and monitors First Affirmative’s management and performance, while daily trading authority and execution remain with the third‑party manager.
Noteworthy distinctions include the firm’s planning fee structure (fixed or income‑based fees with a $2,000 minimum and renewal provisions) and household acceptance thresholds (the firm generally does not accept households with investment assets under $350,000, subject to exceptions). The firm also offers a fee‑based variable annuity alternative designed to avoid traditional surrender charges and to provide an SRI‑aligned, no‑commission investment vehicle, and it channels client accounts into First Affirmative’s Schwab or Folio programs.
Client services
Expertise
Fee options
Financial planning fixed fees, typically based on complexity and client income; minimum $2,000
$0 - $100,000: 1.55% (Folio Managed Mutual Fund MMF) or 1.40% (Schwab Managed Mutual Fund) $100,000 - $200,000: 1.50% (Folio MMF) or 1.40% (Schwab $0-$200k tier combined) $200,001 - $300,000: 1.45% (Folio MMF) or 1.35% (Schwab $200k-$500k tier) $300,001 - $500,000: 1.30% (Folio MMF) or 1.20% (Schwab $300k-$500k or $200k-$500k tier) $500,001 - $1,000,000: 1.20% (Folio MMF) or 1.05% (Schwab $500k-$1M tier) $1,000,001 - $2,000,000: 1.00% (Folio MMF) or 0.95% (Schwab $1M-$2M tier) $2,000,001 - $5,000,000: 0.95% (Folio MMF) or 0.85% (Schwab $2M-$5M tier) $5,000,001 - $10,000,000: 0.80% (Folio MMF) or 0.65% (Schwab $5M-$10M tier) $10,000,001 - $20,000,000: 0.70% (Folio MMF) or 0.55% (Schwab $10M-$20M tier) $20,000,001+: Negotiated
$250 per hour (used occasionally for financial planning)
Account minimum: $350,000 Minimum fee: $200 minimum annual fee, waivable or negotiable Fee-only: Financial planning fees fixed, typically 1.5% to 3% of gross annual income (minimum $2,000), or hourly $250/hour; fees negotiable
Main office
Red Bank NJ
Advisors at this office
1
Most active in
New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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