C.E.C. Wealth Management

C.E.C. Wealth Management, LLC is a state-registered investment adviser that provides discretionary and non-discretionary portfolio management and customized financial planning to individuals, trusts, foundations and institutional or corporate clients. The brochure reports roughly $60.9 million in assets under management as of December 31, 2025 and a client base that includes non‑profit and institutional accounts in addition to individual investors.

Portfolios are constructed in a diversified, balanced manner using low‑cost index funds, mutual funds and individual securities, with an articulated approach that typically allocates about 80% of an equity allocation to index funds and 20% to individual stocks and sets maximum cash thresholds (20% for equities; 10% for bonds). The firm benchmarks equity performance to the MSCI ACWI Net index and fixed income to the Bloomberg Barclays US Aggregate index and emphasizes value‑oriented, fundamental analysis guided by a tiered Super‑Prime/High‑Quality/Mediocre/Sub‑Prime framework.

The brochure highlights several features that are less common for solo independent advisers: it discloses and references performance comparisons to market benchmarks and predecessor performance tied to the principal’s prior firm, serves charitable organizations and other institutional or corporate clients, and the principal regularly presents educational seminars and columns. The sole adviser’s background as a CPA, CFA and CFP, plus prior experience founding Meliora Capital and lecturing, is presented as part of the firm’s investment and client‑service capabilities.