C. O. Overbey, Jr LLC

The firm provides financial planning and discretionary investment management through its Managed Account Services to individuals, trusts and estates, and corporate or other business entities. All advisory assets are managed on a discretionary basis (about $9.34 million under management) and the firm typically accepts new clients only by referral.

Portfolios are constructed primarily from no‑load mutual funds and ETFs and are guided by Modern Portfolio Theory alongside fundamental, technical and charting analysis; the firm conducts active equity and fixed‑income research, prepares quarterly portfolio reports, and typically schedules an annual review. Investment programs emphasize long‑term holdings with periodic reoptimization, while the firm also addresses tax and broader financial planning issues separate from specific securities advice.

The firm maintains an affiliated accounting/tax practice (the principal is a licensed CPA) and notes fee exceptions or alternative arrangements for large, fixed‑income‑only, and eleemosynary accounts, indicating it occasionally serves non‑individual or institutional‑style mandates alongside its retail clientele. It does not participate in wrap programs, does not accept commissions for product sales, and does not recommend other advisers, which distinguishes its combination of fee‑only investment management and tax/accounting services among firms of comparable size.