C. O. Overbey, Jr LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides financial planning and discretionary investment management through its Managed Account Services to individuals, trusts and estates, and corporate or other business entities. All advisory assets are managed on a discretionary basis (about $9.34 million under management) and the firm typically accepts new clients only by referral.
Portfolios are constructed primarily from no‑load mutual funds and ETFs and are guided by Modern Portfolio Theory alongside fundamental, technical and charting analysis; the firm conducts active equity and fixed‑income research, prepares quarterly portfolio reports, and typically schedules an annual review. Investment programs emphasize long‑term holdings with periodic reoptimization, while the firm also addresses tax and broader financial planning issues separate from specific securities advice.
The firm maintains an affiliated accounting/tax practice (the principal is a licensed CPA) and notes fee exceptions or alternative arrangements for large, fixed‑income‑only, and eleemosynary accounts, indicating it occasionally serves non‑individual or institutional‑style mandates alongside its retail clientele. It does not participate in wrap programs, does not accept commissions for product sales, and does not recommend other advisers, which distinguishes its combination of fee‑only investment management and tax/accounting services among firms of comparable size.
Client services
Expertise
Fee options
$0 - $750,000: 1% annually $750,001 - $3,000,000: 0.75% annually $3,000,001+: 0.5% annually
Account minimum: $2,000 annual minimum fee Minimum fee: Minimum annual fee $2,000 (Minimum quarterly fee $500) Fee-only: Fees are based solely on assets under management; no commissions are received.
Main office
Bonita Springs FL
Advisors at this office
1
Most active in
Florida · Virginia
Also doing business as
C. O. Overbey, Jr LLC · C.O. Overbey, Jr. Financial Planners, Inc · Charles O. Overbey, Jr. Cpa
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)