A complete list of active advisors currently associated with Cadence Planning, LLC

Warmer can help you find a great advisor at Cadence Planning, LLC or one who fits your needs even better.

Cadence Planning serves individuals and families with fee‑only financial planning and discretionary investment management, and it offers tax preparation and planning through an affiliated entity, Lincoln Tax Professionals, LLC. The firm’s planning services cover retirement, cash‑flow and tax planning, portfolio and estate reviews, and insurance analysis, and it states that it does not accept commissions. The firm’s investment approach favors passive, low‑turnover asset‑class strategies implemented with ETFs, no‑load mutual funds and bonds, with allocations tailored to each client’s tax situation, risk tolerance and time horizon. Cadence Planning typically manages accounts on a discretionary basis, may delegate implementation to third‑party asset managers (TAMPs), and acts as a fiduciary for retirement accounts. A distinctive feature is the formal affiliation with a tax‑preparation practice and the disclosure that the firm’s principal may recommend that affiliated service; the Brochure also notes the principal spends roughly 60% of his time on the affiliated tax business, which the firm identifies as a potential conflict of interest. Other noteworthy operational details include a fixed annual planning fee structure tiered to client net worth (with a stated minimum), a practice of executing trades on an individual rather than aggregated basis, and no participation in wrap programs.

To learn more about the advisors currently working at Cadence Planning, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.