Cairn Financial Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$72,288,237
Clients
189
Advisors
3
across 2 offices
About
Cairn Financial Group provides financial planning and portfolio management to individuals (including high‑net‑worth clients), defined contribution plan participants, and a private fund investor group. The firm offers both ongoing and project‑based financial planning, discretionary and non‑discretionary investment management, and add‑on 401(k) support services such as administrative interface help and an annual planning meeting.
Investment advice is implemented through client‑specific Investment Policy Statements and diversified, risk‑based allocations that rely on mutual funds, ETFs, and individual securities; the firm cites the use of quantitative tools, optimization, tactical asset allocation, and technical analysis in portfolio construction. Cairn also evaluates and, when appropriate, recommends or retains independent third‑party advisers to manage portions of client portfolios and may manage accounts alongside those third‑party strategies.
What distinguishes the firm from many peers is its role as manager and sole Class C voting member of a private real estate pooled vehicle (the Cairn FG Nashville Preservation Fund I, LLC), for which investors are subject to performance‑based compensation, and its disclosure of side‑by‑side management of that Fund with separately managed accounts. The firm also operates an affiliated education activity delivering post‑secondary financial planning instruction to healthcare students and describes occasional client education events and workshops, which are less common among firms of its size.
Client services
Expertise
Occupation focus
Fee options
Financial planning fixed annualized fees ranging from $1,800 to $6,800; project-based flat fees vary based on scope; additional administrative fees for Encore Estate Plans $100 to $250
$0 - $1,000,000: 1.25% annually $1,000,001 - $5,000,000: 0.95% annually >$5,000,000+: 0.75% annually
$400 per hour for project-based financial planning services
Performance fee of 20% after a threshold multiple on invested capital in the Cairn FG Nashville Preservation Fund I, LLC
Main office
See officeNashville TN
Advisors at this office
2
Offices (2)
Most active in
Alabama · Colorado · Louisiana · Mississippi · North Carolina · Tennessee · Texas
Also doing business as
Cairn Financial Group · Cairn Financial Group LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Sirkka W
Series 65
Nashville, TN
Cairn Financial Group
Sirkka Wood is a financial advisor at Cairn Financial Group with Series 65 credentials and one year of industry experience. She previously worked at H&R Block and has also been a Pilates instructor and trainer at Marathon Pilates since 2015. Cairn Financial Group provides financial planning and portfolio management services to individuals, including high-net-worth clients, defined contribution plan participants, and a private fund investor group. The firm employs quantitative tools and diversified, risk-based allocations in its investment approach and manages a private real estate pooled vehicle alongside separately managed accounts.
William G
CFP®, Series 66
Nashville, TN
Cairn Financial Group
William Greene is a CFP® with 15 years of experience in the financial industry. He has worked at Cairn Financial Group since 2018 and previously held roles at Shoemaker Financial, Minnesota Life Insurance Company, and Securian Financial Services. Greene is also an adjunct professor, teaching personal financial planning courses and providing post-secondary financial planning education to healthcare students. Cairn Financial Group delivers financial planning and portfolio management services to individuals, including high-net-worth clients, defined contribution plan participants, and private fund investors. The firm utilizes client-specific Investment Policy Statements and diversified, risk-based allocations that incorporate quantitative tools, optimization, tactical asset allocation, and technical analysis, and it also manages a private real estate pooled vehicle alongside separately managed accounts.
Taylor W
CFP®, Series 66
Nashville, TN
Cairn Financial Group
Taylor Whitt is a CFP® with 11 years of experience in the financial services industry. He has worked at Cairn Financial Group since 2022 and previously held roles at LPL Financial, Truxton Trust, and MassMutual Life Insurance Company. Cairn Financial Group provides financial planning and portfolio management services to individuals, defined contribution plan participants, and private fund investors. The firm employs diversified, risk-based investment strategies supported by quantitative tools and may collaborate with independent third-party advisers.
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