A complete list of active advisors currently associated with Calculated Wealth

Warmer can help you find a great advisor at Calculated Wealth or one who fits your needs even better.

Calculated Wealth serves individual and high‑net-worth clients as well as small businesses, offering discretionary investment management and comprehensive financial planning that covers retirement, tax, estate, business, insurance, and cash‑flow matters. Clients receive a written or electronic financial plan and ongoing portfolio supervision tied to an individualized investment policy statement. The firm primarily employs passive, asset‑allocation-driven portfolios built with index mutual funds and ETFs, while also providing tactical asset‑allocation strategies that rely on third‑party quantitative models and trend‑following analysis. Calculated Wealth implements portfolios on a discretionary basis, accommodates reasonable client‑imposed restrictions, and conducts periodic reviews and rebalancing in line with each client’s objectives and risk profile. Distinctive features for a small, recently founded SEC‑registered adviser include the combination of a low‑cost passive core with systematic, model‑driven tactical strategies and the willingness to implement client‑ or vendor‑provided tactical allocations. The firm discloses it does not accept third‑party compensation, does not vote client proxies (leaving voting to clients), and uses outside quantitative research — operational choices that differ from many peers of similar size.

To learn more about the advisors currently working at Calculated Wealth, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

You can also browse Calculated Wealth's office locations.

Name	Location	Years of experience
Nathan Byers	Madison, WI	7
Craig Ratz	Roseville, MN	5
Piotr Wolynski	Madison, WI	1

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For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

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