Calhoun Financial Planning and Management

Calhoun Wealth Management is an independent, single-advisor registered investment adviser that provides discretionary asset management and ongoing financial planning primarily for individual clients, including high-net-worth clients. The firm manages about $57 million across roughly 125 client accounts and structures portfolios around client-specific goals, often maintaining separate allocations for different objectives.

The firm’s investment approach emphasizes passive portfolio construction using index mutual funds and ETFs to achieve low-turnover, tax-aware allocations, with periodic rebalancing and goal-specific asset mixes. It also uses fundamental, technical and cyclical analysis as complementary tools when assessing market opportunities and tailoring allocations across multiple accounts.

What is noteworthy about the firm is that it serves as a portfolio manager for a wrap fee program, a sponsorship role that is relatively uncommon among independent advisors. The firm integrates financial planning into its asset-management relationships at no additional charge and routinely directs clients to custody assets through Schwab Advisors Services, which shapes its trade execution and operational setup.