California Benefits and Retirement Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides ongoing portfolio management and financial planning to individuals (including high‑net‑worth), charitable organizations, and business entities. It documents each client’s situation and risk tolerance in an Investment Policy Statement and advises on mutual funds, fixed income, insurance products (including annuities), equities, ETFs (including precious‑metal ETFs), TIPS and non‑U.S. securities.
Its investment process combines multiple methods of analysis — including charting, cyclical, fundamental, quantitative, technical, and modern portfolio theory — and typically implements long‑term trading consistent with documented client risk tolerances. The firm generally seeks discretionary authority to execute trades, monitors accounts regularly, and states policies to allocate limited investment opportunities fairly among clients.
The brochure discloses several uncommon features for a small independent adviser: the principal is also registered with a broker‑dealer and with another investment adviser, the firm may accept commissions and soft‑dollar research, and it offers performance‑based fee arrangements for qualified clients with a high‑water mark. These outside relationships and fee arrangements are identified as potential conflicts of interest in the brochure and are addressed through disclosed policies and client disclosures.
Client services
Expertise
Fee options
Fixed fee for financial planning between $500 and $2,500
$0 - $50,000: 2.50% $50,001 - $100,000: 1.75% $100,001 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001+: 1.00%
Commissions accepted for sale of investment products through broker-dealer activities (not primary compensation)
Hourly financial planning fees at $250/hour
For qualified clients: annual fee of 1.00% or 2.00% of AUM plus 15% or 20% performance fee on capital appreciation with high-water mark
Fee-only: Fixed fees between $500 and $2,500; Hourly fees at $250/hour
Main office
6 Upper Newport Plaza
Newport Beach CA 92660
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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