CAMBA Capital, LLC

Camba Capital serves individuals and families with an emphasis on retirement decision-making, including participants in public pension systems such as teachers, first responders, and civil servants. The firm offers discretionary investment management plus project-based pension-election and retirement-planning analyses, an ongoing planning retainer, and hourly consulting, and it provides rollover and workplace-plan option advice to help clients evaluate lump-sum versus annuity choices.

Camba’s investment approach builds each account around a diversified, low-cost core of mutual funds and ETFs, with discretionary rebalancing and an optional tax-managed core of individually held stocks in taxable accounts to facilitate tax-aware harvesting. For clients who opt in via a written Schedule B, Camba may add a Growth Complement of individual U.S. stocks and exchange-traded products that hold digital assets (subject to firm- and client-level caps and documented suitability), and it uses probability-based modeling, including Monte Carlo simulation, as part of its planning process.

Noteworthy features include a formal, documented pension-consulting process that delivers written analyses and probability-based retirement projections for individual plan participants (while not advising pension plans or selling annuity products). The firm also discloses an ownership-linked relationship with Teranode AI, Inc., which provides analytics and decision-support technology, and operates as a newly registered, single-advisor practice that emphasizes written controls for Growth Complement limits, transferred-in holdings, and tax-managed strategies.