Cambient Family Office, LLC logo

Cambient Family Office, LLC

Updated today

Client AUM

$517,269,319

Clients

172

Advisors

3

of 6 employees

About

Cambient Family Office provides wealth management, family office and financial planning services to high‑net‑worth and ultra‑high‑net‑worth individuals, families, trusts, estates, charitable organizations and businesses. The firm offers primarily discretionary portfolio management and financial planning and may construct portfolios using mutual funds, ETFs, individual stocks and bonds, options, alternative investments and cryptocurrency.

Cambient describes a customized, long‑term investment approach that uses both fundamental and technical analysis and an internal due‑diligence process, and it may allocate portions of client portfolios to unaffiliated independent managers when appropriate. The firm sponsors a wrap‑fee program that bundles certain custodial transaction and administrative costs and also offers a direct‑indexing strategy through a third‑party platform that is overseen by Cambient.

Distinctive aspects disclosed by the firm include a sizable asset base—$857,939,726 as of December 31, 2025—managed by a compact advisory team, resulting in relatively high assets per advisor, and its role as sponsor of its own wrap program. Cambient also discloses an affiliation with Rai Digital Solutions for digital‑asset advisory services (spot Bitcoin, Ethereum and Solana) and an arrangement to supervise a direct‑indexing strategy that involves an additional manager fee shared with the firm, which are features that differ from many peers.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Private / alternative investments Options & derivatives strategies Concentrated stock management Tax-loss harvesting Wealth management

Occupation focus

Founder/Business Owner

Demographic focus

HENRY (High Earners, Not Rich Yet)

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Fee options

Fixed

$5,000 per asset for certain non-traditional investments (special asset administration fee)

Percentage

0.50% to 1.50% annually (based on factors including scope, complexity, asset level, relationship)

Main office

4690 E. Fulton Street, Suite 203

Ada MI 49301

Advisors at this office

3

Most active in

Florida · Michigan · Texas

Also doing business as

Cambient Family Office, LLC · Stillwater, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Stephen W

CFP®

Ada, MI

Cambient Family Office, LLC

Stephen Wilbur is a CFP® professional with one year of experience in financial advising. He is currently with Cambient Family Office, LLC and previously worked at Greenleaf Trust and Lowe’s Corporation. He also spent four years at Hope College. Cambient Family Office serves high-net-worth and ultra-high-net-worth clients, offering wealth management, family office, and financial planning services. The firm employs a customized, long-term investment strategy that includes discretionary portfolio management and access to alternative investments and digital-asset advisory services.

Private / alternative investments Options & derivatives strategies Concentrated stock management Tax-loss harvesting Wealth management Founder/Business Owner HENRY (High Earners, Not Rich Yet)
user avatar

Andrew F

CFA®

Ada, MI

Cambient Family Office, LLC

Andrew Fabiano is a CFA® charterholder with 27 years of industry experience. He is currently an advisor at Cambient Family Office, LLC, where he has worked since 2025. Prior to that, he was with Greenleaf Trust for three years and Northern Trust for 23 years. Cambient Family Office provides wealth management, family office, and financial planning services to high-net-worth and ultra-high-net-worth individuals, families, trusts, estates, charitable organizations, and businesses. The firm employs a customized, long-term investment approach incorporating fundamental and technical analysis, discretionary portfolio management, and may allocate to independent managers. It also offers digital-asset advisory services and oversees a direct-indexing strategy.

Private / alternative investments Options & derivatives strategies Concentrated stock management Tax-loss harvesting Wealth management Founder/Business Owner HENRY (High Earners, Not Rich Yet)
user avatar

Daniel R

Series 65

Ada, MI

Cambient Family Office, LLC

Daniel Rausch is a financial advisor at Cambient Family Office, LLC with a Series 65 designation and seven years of industry experience. His prior roles include positions at Greenleaf Trust, Northern Trust, JP Morgan Chase, and Cedarville University. Cambient Family Office serves high-net-worth and ultra-high-net-worth individuals, families, trusts, estates, charitable organizations, and businesses with wealth management, family office, and financial planning services. The firm employs a customized, long-term investment approach that incorporates fundamental and technical analysis, discretionary portfolio management, and offers strategies including mutual funds, ETFs, individual securities, alternative investments, cryptocurrency, and direct indexing.

Private / alternative investments Options & derivatives strategies Concentrated stock management Tax-loss harvesting Wealth management Founder/Business Owner HENRY (High Earners, Not Rich Yet)
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