Candent Capital, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Candent Capital, LLC is an independent, fee‑only advisory firm led by a single principal that serves individuals, high‑net‑worth clients, trusts, estates, charitable organizations, and businesses, with a stated specialty in mid‑ and late‑career professionals preparing for retirement or life transitions. The firm provides wealth management and financial consulting and also offers educational seminars and speaking engagements for groups.
The firm describes a planning‑centric process that begins with a written financial plan and an investment policy statement before implementing discretionary portfolio management; clients work one‑on‑one with a CFP® professional and a CFA® charterholder for plan development and portfolio oversight. Investment strategy emphasizes long‑term, core‑satellite portfolios that prioritize diversification, low cost, tax efficiency, and a blend of fundamental and quantitative analysis.
Noteworthy features relative to many solo independent advisers include the firm’s recurring public educational seminars and speaking engagements, which the brochure describes as purely educational rather than individualized advice. The firm also discloses use of certain institutional‑access mutual funds (e.g., Dimensional) that can affect post‑termination purchases and notes that it honors pre‑existing client agreements, which can lead to different fee arrangements for similarly situated clients.
Client services
Expertise
Fee options
Financial plan creation fee ranging from $3,800 to $10,000 (negotiable). Pre-agreed flat fees possible for financial consulting.
$0 - $1,000,000: 0.88% annualized (0.22% quarterly) $1,000,001 - $3,000,000: 0.72% annualized (0.18% quarterly) $3,000,001 - $5,000,000: 0.48% annualized (0.12% quarterly) $5,000,001+: 0.32% annualized (0.08% quarterly)
$500 per hour with a minimum of 3 billable hours for financial consulting.
Minimum fee: Minimum annual fee starting at $4,800 (negotiable). Minimum quarterly fee starting at $1,200 for ongoing wealth management. Fee-only: Fee-only firm; no commissions or referral fees.
Main office
San Francisco CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)