Cape Ann Capital, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$178,586,067
Clients
240
Advisors
2
of 2 employees
About
Cape Ann Capital advises individuals (including high-net-worth clients), trusts, corporations, charities and qualified retirement plans, providing portfolio management primarily through actively managed mutual funds and ETFs and offering standalone financial planning for an additional fee. The firm also serves as an independent advisor for open‑architecture employer retirement plans and currently manages a small number of multi‑participant qualified plans alongside its individual accounts.
Portfolios are built to client‑selected long‑term asset allocation targets and are maintained within explicit tracking‑error limits; Cape Ann Capital uses a proprietary Buy List, a multi‑factor risk model and an optimizer to assemble model portfolios from blends of sub‑models (U.S. cash, U.S. bonds and global equities). The firm runs 14 model blends, monitors funds and client portfolios frequently, and operates with a high level of discretion over client accounts.
The firm’s most recent Form ADV disclosed several material changes, including an ownership restructuring effective March 31, 2026, updates to its Buy List and shifts in assets and portfolio counts, and the use of multiple custodians (with roughly 90% of AUM custodied at a single primary provider). Cape Ann Capital’s compliance practices are notable: its Code of Ethics requires employees to have their personal investments managed by the firm (prohibiting personal trading), and the firm emphasizes daily monitoring of every fund on its Buy List and periodic reconstitution of that list after nationwide fund reviews.
Client services
Expertise
Fee options
$0 - $450,000: higher than 0.80% $0 - $1,000,000: 0.80% $1,000,001+: 0.20% $0 - $1,000,000: 0.90% for clients using custodians not linked electronically to Orion
Minimum fee: Minimum fee of $300 per month Fee-only: Annual financial planning fees of $3,000
Main office
22 Grove Street
Concord MA 01742-1509
Advisors at this office
2
Most active in
California · Connecticut · Florida · Massachusetts · New Hampshire · Vermont
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Jeremy D
CFA®
Concord, MA
Cape Ann Capital, Inc.
Jeremy Distefano is a CFA® charterholder and financial advisor at Cape Ann Capital, Inc. with nine years of industry experience, including over a decade at his current firm. He is based in South Hamilton, Massachusetts. Cape Ann Capital provides discretionary portfolio management and financial planning to individuals, trusts, corporations, charities, and employer-sponsored qualified retirement plans. The firm employs a proprietary quantitative screening process for mutual funds and ETFs, constructing portfolios using a multi-factor risk model and maintaining a concentrated Buy List to meet specific risk targets.
James J
Series 63, Series 66
Concord, MA
Cape Ann Capital, Inc.
James Jasinski is a financial advisor at Cape Ann Capital, Inc. in Concord, MA, holding Series 63 and Series 66 licenses with 15 years of industry experience. He has been with Cape Ann Capital since 2009. Cape Ann Capital provides discretionary portfolio management and financial planning to individuals, trusts, corporations, charities, and employer-sponsored qualified retirement plans. The firm employs a proprietary quantitative screening process for mutual funds and ETFs, constructing portfolios based on multi-factor risk models and maintaining a strict personal trading policy for employees.
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