Capital Area Planning Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$59,457,659
Clients
56
Advisors
4
of 4 employees
About
Capital Area Planning Group provides discretionary investment management, ongoing financial planning, and employee benefit plan advising to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm also offers tax preparation and planning services and makes insurance and other financial products available to clients through affiliated entities.
The firm constructs customized, actively managed portfolios using principles of modern portfolio theory and fundamental analysis, and tailors allocations based on client suitability, tax considerations, and written client restrictions. CAPG implements ongoing supervision and periodic rebalancing across common asset types including equities, fixed income, mutual funds, and ETFs, and reports performance and portfolio summaries at least annually.
What distinguishes CAPG from many peers is its integration of other financial services under common ownership: the adviser’s principal is an IRS Enrolled Agent and the firm is affiliated with tax preparation, mortgage brokerage, and insurance businesses, with tax preparation included as an option within its financial planning engagements. These affiliations and the availability of insurance and mortgage services present potential conflicts of interest that the firm addresses through disclosure, documented suitability determinations, and by allowing clients to decline affiliated services.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Financial Planning Services: upfront fee $1,999 plus monthly installments ($499 for individual, $729 for couple).
$500,000 - $749,999: 1.50% $750,000 - $999,999: 1.25% $1,000,000 - $2,499,999: 1.00% $2,500,000 - $4,999,999: 0.85% $5,000,000 - $9,999,999: 0.70% $10,000,000 - $24,999,999: 0.50% $25,000,000+: Negotiable
Account minimum: $500,000 Fee-only: Financial Planning: $7,500 annually for individual; $10,000 annually for couple, non-negotiable; Tax preparation included in planning fee, negotiable fees for tax prep as stand-alone.
Main office
1255 Union Street NE, 7th Floor
Washington DC 20002
Advisors at this office
3
Most active in
District of Columbia · Maryland · Texas
Also doing business as
Capital Area Planning Group · Capital Area Planning Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Quick links
Advisors at this firm
Morgan Z
Series 63, Series 66
Washington, DC
Capital Area Planning Group
Morgan Zeiber is a financial advisor at Capital Area Planning Group with Series 63 and Series 66 registrations and one year of industry experience. Prior to joining Capital Area Planning Group, Morgan held roles at LPL Financial LLC, American Heritage FCU, and Equitable Advisors, LLC. Capital Area Planning Group provides discretionary investment management, financial planning, and employee benefit plan advising to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm utilizes customized, actively managed portfolios based on modern portfolio theory and fundamental analysis, integrating additional financial services such as tax preparation, mortgage brokerage, and insurance through affiliated entities.
Sherman E
CFP®, Series 66
Washington, DC
Capital Area Planning Group
Sherman Ethridge is a CFP® with 14 years of industry experience. He currently serves as an advisor at Capital Area Planning Group, having previously worked at CIC Wealth, LLC and Wells Fargo Clearing. Outside of his advisory role, he is involved in public speaking on investment topics through his sole proprietorship, Ethridge Consulting, LLC, and serves on the board of a Bluetooth headphone manufacturer, Dome Audio Inc. Capital Area Planning Group provides discretionary portfolio management, financial planning, and employee benefit plan consulting to individual and institutional clients, including high-net-worth individuals and pension plans. The firm offers customized, actively managed portfolios using Modern Portfolio Theory and fundamental analysis, and maintains affiliated non-advisory businesses such as tax preparation and insurance brokerage.
Laura M
Series 65
Washington, DC
Capital Area Planning Group
Laura Marrero Garcia is a financial advisor at Capital Area Planning Group in Washington, DC, holding a Series 65 license. She has one year of experience in the financial industry following a 13-year career at NASA and concurrent work at Southern New Hampshire University. Capital Area Planning Group provides discretionary investment management, financial planning, and employee benefit plan advising for individuals, high-net-worth clients, and pension/profit-sharing plans. The firm offers customized, actively managed portfolios and integrates tax preparation, mortgage brokerage, and insurance services under common ownership.
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