Ridgway, CO Office

Capital Asset Management, LLC is an SEC-registered investment adviser that provides discretionary portfolio management primarily to individual and high-net-worth clients, and also offers ERISA 3(21) retirement plan advisory services. The firm manages roughly $209 million in client assets across about 160 client relationships and generally expects a $500,000 account minimum while periodically accepting smaller accounts as accommodations.

The firm’s investment process combines fundamental, technical (charting), cyclical, and economic analysis and uses long- and short-term strategies alongside strategic asset allocation; clients may impose written restrictions on discretionary authority, including socially conscious investment limits. CAM implements portfolios on both its own platform and the Envestnet wrap program, and it may refer clients to third-party managers while relying on custodians for fee deduction and client fee statements.

Distinctive operational features include advisors’ concurrent securities and insurance registrations — advisors spend a portion of time as registered representatives and licensed insurance agents and may receive commissions from those activities, a disclosed potential conflict the firm addresses through policies and fiduciary obligations. The firm also does not vote client proxies, limits custody to authorized fee deductions, and reports a substantial split between discretionary and non-discretionary assets, reflecting a mix of management arrangements across its client base.