Capital Financial Planners
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Capital Financial Planners advises individuals (including high‑net‑worth clients), charitable organizations, and business entities, providing wealth management, discretionary portfolio management, stand‑alone financial planning, and retirement plan consulting. The firm manages roughly $285 million for about 221 clients and offers both ongoing advisory relationships and one‑time or hourly planning engagements.
Its investment approach is rooted in Modern Portfolio Theory and emphasizes diversified allocations across mutual funds, ETFs, individual equities and bonds, REITs, commodity‑based ETFs, and the use of third‑party Independent Managers through Separately Managed Account (SMA) and Unified Managed Account (UMA) arrangements. Client assets are typically custodied at Charles Schwab or on the AssetMark platform, and the firm states it monitors Independent Managers’ holdings, concentrations, and leverage as part of ongoing due diligence and account reviews.
Distinctive features in the brochure include the routine use of wrap‑fee platform arrangements (notably the AssetMark Platform) alongside traditional unbundled AUM billing, and the firm’s explicit attention to manager‑level implementation risks such as concentrations and leverage within SMA/UMA strategies. Those platform and manager‑level practices—together with the firm’s offering of retirement plan consulting in addition to individual wealth management—differentiate its service mix from many peers in this supported firm category.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001 - $5,000,000: 0.50% annually $5,000,001 - $10,000,000: 0.25% annually $10,000,001+: Negotiable
$250 - $350 per hour for stand-alone financial planning services
Account minimum: $1,000,000 Fee-only: Hourly fees ranging from $250 - $350 per hour for stand-alone financial planning services; wealth management clients generally receive these services at no extra charge.
Main office
1640 Liberty St SE
Salem OR 97302
Advisors at this office
3
Most active in
California · Oregon · Texas · Washington
Also doing business as
Capital Financial Planners · Capital Financial Planners, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Danae J
CFP®, Series 66
Salem, OR
Capital Financial Planners
Danae Johnson is a CFP® and holds a Series 66 license, with 12 years of industry experience. She has worked at Capital Financial Planners, LLC since 2008, except for a period between 2011 and 2020 when she was with Kms Financial Services, Inc. Capital Financial Planners advises individuals, charitable organizations, and business entities, offering wealth management, discretionary portfolio management, financial planning, and retirement plan consulting. The firm manages approximately $285 million for about 221 clients, using a diversified investment approach based on Modern Portfolio Theory and employing both wrap-fee platforms and traditional billing methods.
Barrigan N
CFP®, Series 66
Salem, OR
Capital Financial Planners
Barrigan Nelson is a CFP® and holds a Series 66 designation with 24 years of industry experience. He has been with Capital Financial Planners since 2007 and previously worked at Kms Financial Services, Inc. from 2001 to 2020. Capital Financial Planners serves individual and high-net-worth clients as well as employee benefit plans, providing discretionary wealth management, standalone financial planning, and retirement plan consulting. The firm employs a fiduciary, custom-tailored investment approach based on Modern Portfolio Theory and broad diversification, utilizing third-party independent managers and platforms such as Charles Schwab and AssetMark.
Chad C
CFP®, Series 65, Series 66
Salem, OR
Capital Financial Planners
Chad Campbell is a CFP® professional with 12 years of industry experience, currently serving at Capital Financial Planners since 2016. He previously worked at Kms Financial Services, Inc. from 2013 to 2020. Capital Financial Planners serves individual and high-net-worth clients as well as employee benefit plans, providing discretionary wealth management, financial planning, and retirement plan consulting. The firm employs a fiduciary, custom-tailored investment approach grounded in Modern Portfolio Theory and broad diversification, utilizing third-party independent managers and platforms such as Charles Schwab and AssetMark.
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