Capital Investment Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Capital Investment Services, LLC provides fee-only financial planning and investment management to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses, managing roughly $101 million across about 45 client relationships. The firm supplements portfolio advice with cash flow, retirement, tax and estate‑planning guidance and does not accept commissions or sell commissioned products.
Investment management follows a strategic asset‑allocation, core‑and‑satellite approach that emphasizes passive index and ETF core holdings with selectively chosen active funds, and portfolios are globally diversified to manage risk. Advice is delivered primarily on a non‑discretionary basis: clients retain final decision authority and the firm does not accept discretionary trading authority.
Distinctive features include a material affiliation with an accounting firm and advisors with CPA credentials who offer tax‑preparation services under separate engagement agreements, creating an integrated tax and planning orientation. The firm also provides periodic net‑worth statements and written quarterly updates, reflecting an ongoing financial‑planning focus that complements its non‑discretionary investment model.
Client services
Expertise
Fee options
Financial plans are priced based on the complexity of the client's situation; fees billed upon delivery
0.50% annually
Some Retainer Agreements may be priced based on complexity of work rather than AUM fees
Minimum fee: Minimum annual fee is $250, negotiable and may be waived or adjusted Fee-only: Firm is strictly fee-only financial planning and investment management; does not accept commissions or fees from product sales
Main office
3500 188th St SW Ste 322
Lynnwood WA 98037
Advisors at this office
2
Most active in
Washington
Also doing business as
Capital Investment Services, LLC · Vine Dahlen Investment Management Services, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Scott M
Series 65
Lynnwood, WA
Capital Investment Services, LLC
Scott Minnig is a financial advisor at Capital Investment Services, LLC with 23 years of industry experience. He holds a Series 65 designation and has worked at Capital Investment Services since 2002 and at Vine Dahlen PLLC since 1999. Capital Investment Services, LLC is a fee-only firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset-allocation, core-and-satellite approach emphasizing passive index and ETF core holdings alongside selective active funds, delivering advice primarily on a non-discretionary basis.
Thomas O
CFP®
Lynnwood, WA
Capital Investment Services, LLC
Thomas Over is a CFP® professional with 24 years of experience, currently serving at Capital Investment Services, LLC since 2002. He also has a longstanding affiliation with Vine Dahlen, PLLC, where he has been involved since 1991. Capital Investment Services, LLC provides fee-only financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset-allocation, core-and-satellite approach with globally diversified portfolios and focuses on delivering non-discretionary advice complemented by comprehensive financial planning and tax-preparation services through affiliated CPA professionals.
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