Capital Planning Consultants, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Capital Planning Consultants, LLC is a small, state-registered independent investment adviser managing about $37 million for roughly 54 clients, including individuals, trusts, estates and business entities. The firm provides investment supervisory services (portfolio management) alongside comprehensive financial planning, beginning with a no‑charge initial consultation and a client questionnaire to gather financial information.
The firm’s investment practice emphasizes fundamental analysis and long‑term purchases and evaluates client holdings to ensure they align with stated objectives and cash‑flow needs. All portfolio activity is handled on a non‑discretionary basis in the sense that the firm obtains client verbal approval for recommended transactions and then written authorization before implementation, leaving final trading decisions with the client.
Distinctive features include its primarily non‑discretionary model—CPC manages all client assets without investment discretion, an arrangement that is uncommon among independent peers—and a long operating history dating to 1985. The firm operates as a fee‑only, single‑advisor practice, does not aggregate or block client trades, and leaves proxy voting and final execution authority with clients while providing written financial plans and periodic portfolio reviews.
Client services
Expertise
Fee options
$0 - $250,000: 2.00% $250,001 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001+: 1.00%
Account minimum: $25,000 Fee-only: Investment advisory fees charged as percentage of assets under management; Financial planning fees range from $1,200 to $5,000 based on work involved.
Main office
110 Court Street, Suite 6
Cromwell CT 06416
Advisors at this office
1
Most active in
Connecticut
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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