Capital Wealth Group LLC

Capital Wealth Group LLC is a fee-only registered investment adviser that serves individuals, high-net-worth clients, employer-sponsored retirement plans, and businesses. The firm provides discretionary investment management, comprehensive (ongoing) and project-based financial planning, retirement plan consulting and management, and annuity management for commission-free (no-load) annuities that it treats as advisory assets.

CWG develops individualized investment policies and asset allocation targets through client discussions, then implements portfolios using a mix of primarily passive strategies and select active managers, with analysis that can include fundamental, technical, and cyclical methods. Accounts are typically managed on a discretionary basis with quarterly reviews, and the firm may recommend outside managers or custodial platforms as part of its implementation approach.

What is distinctive about this firm is its retirement plan work — including consulting for plan sponsors and acting as an ERISA 3(38) investment manager — a service offering that is uncommon among independent advisers. The firm also emphasizes managing no-load annuities on an advisory basis without accepting commissions, operates on a modest scale (approximately $23.85 million in AUM across 31 clients), and relies on institutional custodian platforms for custody and operational support; the brochure also discloses a prior operational client complaint at a previous employer that was resolved.