Capital Wealth Investments
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Capital Wealth Investments (Zullo Investment Group, Inc. DBA Capital Wealth Investments) serves individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations, and other business entities with discretionary portfolio management, financial planning, and pension consulting. The firm reports approximately $422,967,973 in discretionary assets under management and uses sub‑advisors and a broad range of securities and alternative investments, including mutual funds, ETFs, options, and real estate partnership interests.
Advisers tailor portfolios to each client's objectives, conduct continuous monitoring with at least annual formal reviews, and employ multiple methods of analysis (fundamental, technical, and charting) across long‑ and short‑term strategies and option writing. The firm discloses and permits the use of borrowing and leverage tools — including margin, securities‑backed lines of credit (SBLOCs), and derivative strategies in managed accounts — and may allocate to structured products or private funds while periodically rebalancing and supervising sub‑advisors.
Distinctive features relative to many peers include a high client load per advisor (roughly 200+ clients per advisor), and explicit disclosure that it uses borrowing (SBLOCs and margin) and derivatives in separately managed accounts — items the firm emphasized in a recent Item 8 amendment addressing SBLOC, political, and AI risks. The brochure also discloses that certain associated persons have broker‑dealer and insurance registrations and that margin balances are included in billable AUM, with related conflicts and safeguards described.
Client services
Expertise
Fee options
up to 1.80% annually (negotiable)
Account minimum: $100,000 Fee-only: Up to $3,000 for standalone financial planning services; offset if combined with portfolio management
Main office
132 Adams Avenue
Scranton PA 18503
Advisors at this office
2
Most active in
Florida · Maryland · New Hampshire · New Jersey · New York · North Carolina · Ohio · Pennsylvania · South Carolina · Texas · Virginia
Also doing business as
Capital Wealth Investments · Zullo Investment Group · Zullo Investment Group, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Sandra G
Series 63, Series 65
Scranton, PA
Capital Wealth Investments
Sandra Galdieri Kosiba is a financial advisor with Capital Wealth Investments in Scranton, PA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her prior work includes roles at Bernardo Wealth Planning, Mutual Securities, and Wells Fargo Advisors. She also works as an independent insurance agent, recommending health and life accident products to clients. Capital Wealth Investments provides discretionary portfolio management, financial planning, and pension consulting to individuals, trusts, estates, retirement plans, and other business entities. The firm employs customized asset allocation, continuous monitoring, and may use sub-advisors to implement alternative investment strategies, including private equity and hedge funds.
Tracy Z
Series 63, Series 65
Scranton, PA
Capital Wealth Investments
Tracy Zullo is a financial advisor with Capital Wealth Investments in Scranton, PA, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. She has worked at multiple firms including Wells Fargo Advisors and Mutual Securities, Inc., and currently serves as Managing Director of Zullo Investment Group, a registered investment advisor. Outside of investment advisory, she operates as an independent insurance agent affiliated with several insurance companies. Capital Wealth Investments provides discretionary portfolio management, financial planning, and pension consulting to individuals, trusts, estates, retirement plans, and business entities. The firm employs a two-advisor structure managing a high client load and utilizes multiple sub-advisors and strategies including borrowing and derivatives within separately managed accounts.
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