Capital Wealth Planning Services

Capital Wealth Planning Services provides financial planning and investment advisory services primarily to individual and high-net-worth clients, offering comprehensive and specific written financial plans, hourly consultations, and ongoing fee-based portfolio management. Clients may implement recommendations through StoneX Securities or other broker-dealers, and firm representatives are licensed to offer brokerage and insurance products that can be sold on a commission basis.

The firm follows a needs‑based approach and emphasizes long-term, buy‑and‑hold strategies with asset allocation and fixed assets, while also using fundamental, technical, and cyclical analysis and occasionally employing short‑term trades. All assets managed by the firm are handled on a non‑discretionary basis, with supervisory reviews, annual adviser reviews, and account reporting provided through StoneX Securities.

What distinguishes the firm from most peers is the combination of advisory, broker‑dealer registration, and insurance agency activities: representatives execute trades and sell insurance and annuity products through StoneX Securities and may receive commissions, while also acting as fiduciaries and offering fee offsets and disclosures to address potential conflicts. The firm operates as a small supported practice (two advisors, roughly $50.4 million in AUM across about 62 client accounts), does not accept proxy‑voting authority, and relies on client consent for transactions and for authorizations to debit advisory fees.