Capital Wise Advisory

Capital Wise Advisory LLC is a fee-only independent investment adviser that provides discretionary portfolio management and comprehensive financial planning to individual clients, including high-net-worth individuals. The firm operates as a solo advisory practice with a small client base (about 11 clients) and manages roughly $4.0 million in assets, generally requiring a $350,000 minimum to open an advisory account (which may be waived at the firm’s discretion).

The firm’s investment process blends modern portfolio theory with both fundamental and technical tools — including charting and cyclical analysis — and it implements strategies using a mix of passive and active funds, individual securities, and outside managers when appropriate. Capital Wise also offers tailored options for socially responsible investing and may subscribe client accounts to model portfolios available through Altruist’s Model Marketplace to assist in portfolio construction.

Noteworthy distinctions include the firm’s required use of the Altruist custodial platform and its participation in Altruist’s model marketplace, which shapes its trade execution and reporting workflows; the firm also generally executes client trades on an individual basis rather than block trading. As a recently formed, small practice, the firm emphasizes individualized service and integrated financial planning across business planning, tax and estate considerations, and employee benefits optimization.