Capital360Financial
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About
Capital360Financial serves individual investors and a small number of institutional clients, including plan sponsors, providing fee-based portfolio management, financial planning, and qualified retirement plan consulting. The firm is a solo-registered independent adviser managing roughly $1.79 million in client assets across about 15 client relationships.
The adviser uses a tactical allocation approach with discretionary, custom portfolio management, drawing from a broad universe of securities — including equities, fixed income, mutual funds, options, and variable insurance products — and applies fundamental, technical, and cyclical analysis. For retirement-plan clients the firm prepares quarterly reports, assists with investment policy statements, and may recommend and oversee third‑party sub‑advisors as part of its consulting services.
Distinctive aspects of the firm include its principal’s insurance licensure and the practice of effecting insurance transactions, as well as offering pension consulting and institutional portfolio management — services that are relatively uncommon for solo independent advisers. These practices introduce potential conflicts of interest (for example, insurance commissions and referral or sub‑advisor arrangements) that the firm manages through disclosure, written agreements, and a code of ethics.
Client services
Expertise
Fee options
Fixed financial planning fees ranging from $1,500 to $7,000, billed in advance.
$50,000 - $99,999: 2.50% $100,000 - $249,999: 2.00% $250,000 - $499,999: 1.35% $500,000 - $999,999: 1.25% $1 million - $1,999,999: 1.15% $2 million - $4,999,999: 0.90% $5 million - $9,999,999: 0.65% $10 million - $19,999,999: 0.50% $20 million - $29,999,999: 0.45% $30 million - $39,999,999: 0.40% $40 million - $49,999,999: 0.35% $50 million+: 0.30%
$250 per hour
Account minimum: $50,000 Minimum fee: Minimum annual fee of $3,375 for full service offering. Fee-only: Hourly fee of $250 per hour; Fixed fees for financial planning ranging from $1,500 to $7,000; Monthly fees ranging from $189 to $1,500 per month.
Main office
1860 W. Arbor Street, Suite 112
Springfield MO 65807
Advisors at this office
1
Most active in
Missouri
Also doing business as
Capital 360 Financial, LLC · Capital360 Financial · Capital360 Financial.LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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