Brentwood, TN Office

Capstone Financial Advisors provides investment advisory and planning services to individuals (including high-net-worth clients), pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. Services described in the brochure include discretionary and non-discretionary portfolio management, comprehensive financial planning, pension consulting and participant education, and tax preparation services.

The firm’s investment approach emphasizes asset-class allocation, controlling portfolio costs, and positioning for tax efficiency, using mutual funds, ETFs, individual securities, options in limited cases, and third‑party sub‑advisers selected through quantitative and qualitative due diligence overseen by an Investment Committee. Portfolios are managed with a generally multi‑year outlook (typical minimum outlook of three years) and employ a mix of long‑term and opportunistic strategies, with private fund investments available to qualifying, accredited investors.

Noteworthy features include managing roughly $2.87 billion for about 1,068 clients with a 17‑advisor team and treating significant legacy holdings as part of account values when calculating fees even if clients do not intend those assets to be liquidated. The firm also offers in‑house tax preparation and pension plan consulting alongside advisory services, provides private fund access to qualified investors, and discloses structured use of artificial intelligence only as a supplemental research and administrative tool while reserving investment decisions for advisers and the Investment Committee.