Capstone Investment Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Capstone serves individual and high‑net‑worth clients with fee‑based financial planning, qualified plan consulting, and discretionary portfolio management. The firm also places client assets with third‑party money managers through co‑advisor and solicitor arrangements and supports ongoing account services for those relationships.
Portfolios and financial plans are developed to reflect each client’s stated objectives, risk tolerance, net worth, time horizon and tax considerations, using fundamental, technical and cyclical analysis as appropriate. Capstone typically delivers financial plans within 30 days, reviews managed accounts at least quarterly, and may be granted discretionary trading authority for portfolio management.
This firm is notable for its staffing and business mix: roughly $62 million in assets under management is overseen by a single advisory professional with 243 client relationships, a client load that is uncommon for similarly supported firms. The managing member also operates an affiliated insurance practice — spending about half of his time as a licensed insurance agent and receiving compensation and profit sharing from related insurance entities — and the firm receives solicitor/co‑advisory payments from third‑party managers; these arrangements are disclosed to clients and described in the firm’s conflicts‑of‑interest procedures.
Client services
Expertise
Fee options
Financial planning and consulting fees as above; Qualified Plan Consulting Services flat fee $500 - $2,500
$0 - $250,000: 1.15% $250,001 - $5,000,000: 0.95% $5,000,001 - $10,000,000: 0.75% $10,000,001 - $20,000,000: 0.50% $20,000,001+: Negotiable
Fee-only: Financial planning and consulting fees: CFP® Developed Holistic Financial Plan $2,500; Financial Plan Maintenance and up to 10 hours of Consulting $1,000 annually; Social Security Income Report and Analysis $250; 1-hour Consultation $250; Qualified Plan Consulting Services negotiable flat fee $500 - $2,500
Main office
See office18 Market Ave., Suite 100
Palm Coast FL 32164
Advisors at this office
1
Offices (2)
Most active in
Florida
Also doing business as
Capstone Investment Management LLC · Capstone Planning Investments LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Keith W
CFP®, Series 65
Palm Coast, FL
Capstone Investment Management LLC
Keith Wiltfong is a CFP® and Series 65 credentialed advisor with 12 years of industry experience. He is the sole advisor at Capstone Investment Management LLC and has been involved with affiliated entities including an insurance agency and a home and auto business. Wiltfong operates as a licensed insurance agent, dedicating a significant portion of his time to that role alongside his advisory duties. Capstone Investment Management LLC serves individual and high-net-worth clients by providing fee-based financial planning, qualified plan consulting, and discretionary portfolio management. The firm uses fundamental, technical, and cyclical analysis to tailor portfolios and plans to each client’s objectives and risk tolerance, managing approximately $62 million in assets across 243 client relationships.
Connie W
ChFC®
Ormond Beach, FL
Capstone Investment Management LLC
Connie Wiltfong is a ChFC® with four years of industry experience, currently serving as the sole advisor at Capstone Investment Management LLC. She has been involved with Capstone Planning since 2010 and also operates an affiliated insurance business. Capstone Investment Management LLC provides fee-based financial planning, qualified plan consulting, and discretionary portfolio management primarily for individual and high-net-worth clients. The firm uses a tailored approach to portfolio construction and typically completes financial plans within 30 days, maintaining quarterly reviews of managed accounts.
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