Capstone Wealth Management Corp.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$108,224,660
Clients
286
Advisors
4
across 3 offices
About
Capstone Wealth Management Corp. provides discretionary and non‑discretionary investment management and separate financial planning services to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, charitable organizations, and corporations. The firm manages portfolios that can include individual stocks and bonds, mutual funds and ETFs, variable annuities, municipal and government securities, real estate and oil and gas interests, and also serves as a sub‑adviser to other registered investment advisers.
Its investment process begins with an asset allocation framework that emphasizes a growth component and uses tactical asset allocation and a proprietary screening focus on earnings and earnings estimates to set equity exposure. Strategies range from long‑term buy‑and‑hold to shorter‑term trading and margin use, and accounts are typically custodied at firms such as Charles Schwab, Nationwide, and Axos.
Distinctive elements in Capstone’s brochure include its use of performance‑based fee arrangements for qualified clients (performance fees up to 20% of gains, measured quarterly with a high‑water mark), which the firm notes may create side‑by‑side conflicts that it seeks to mitigate through internal policies. The firm also takes sub‑adviser assignments for other advisers, may furnish quarterly performance reports to clients, and recently amended its Form ADV to add disclosures about risks related to emerging technology and artificial intelligence.
Client services
Expertise
Occupation focus
Fee options
Financial planning fees range from $1,000 to $5,000, depending on scope
$0 - $250,000: 2.25% $250,001 - $500,000: 2.00% $500,001 - $1,000,000: 1.75% $1,000,001 - $2,000,000: 1.25% $2,000,001+: 1.00%
Up to 20% quarterly fee on realized and unrealized gains for qualified clients
Account minimum: $50,000
Main office
See office5120 S. Lakeland Drive, Suite 1
Lakeland FL 33813
Advisors at this office
2
Offices (3)
Most active in
California · Florida · North Carolina · Wisconsin
Also doing business as
Capstone Wealth Management · Capstone Wealth Management Corp.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Zachariah K
Series 65
San Jose, CA
Capstone Wealth Management Corp.
Zachariah Kline is an advisor at Capstone Wealth Management Corp. in San Jose, CA, holding a Series 65 designation with one year of industry experience. His background includes roles at Mount Sinai Health System and Advocate Aurora Health, as well as military service with the U.S. Army from 2018 to 2024. Capstone Wealth Management Corp. provides discretionary and non-discretionary investment management and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs an asset allocation framework focused on growth, incorporating tactical allocation and earnings-based equity screening, and offers strategies ranging from long-term buy-and-hold to shorter-term trading.
Allen M
Series 63, Series 65
Lakeland, FL
Capstone Wealth Management Corp.
Allen Montgomery is a financial advisor with Capstone Wealth Management Corp. in Lakeland, FL, holding Series 63 and Series 65 licenses and having 42 years of industry experience. He has been with Capstone since 2012 and also serves as president and chief investment strategist of Montgomery Retirement Group, a firm he formed in 2006 that offers fixed products, life insurance, annuities, and qualified retirement plan administration. Capstone Wealth Management Corp. provides portfolio management and financial planning to individuals, including high net worth clients, as well as pension and profit-sharing plans, charitable organizations, and corporations. The firm employs an asset allocation framework emphasizing growth and tactical asset allocation based on monetary measurements, relative valuations, and investor sentiment, with portfolios that may include individual securities, mutual funds, ETFs, and alternative investments.
Christopher K
Series 63, Series 65
Baraboo, WI
Capstone Wealth Management Corp.
Christopher Kline is a financial advisor at Capstone Wealth Management Corp. in Baraboo, WI, with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Capstone since 2013. Capstone Wealth Management Corp. provides portfolio management and financial planning services to individuals, including high net worth clients, as well as pension and profit-sharing plans, charitable organizations, and corporations. The firm employs an asset allocation framework emphasizing growth and tactical adjustments based on monetary measures, valuations, and investor sentiment, managing portfolios with a range of securities and various investment strategies.
Jonathan S
CFA®, Series 65
Lakeland, FL
Capstone Wealth Management Corp.
Jonathan Stump is a CFA® charterholder and holds a Series 65 license, with 11 years of industry experience. He has been with Capstone Wealth Management Corp. since 2013. Capstone Wealth Management Corp. provides portfolio management and financial planning services to individuals, including high net worth clients, as well as pension and profit-sharing plans, charitable organizations, and corporations. The firm’s investment approach combines a growth-oriented asset allocation framework with tactical adjustments based on monetary measurements, relative valuations, and investor sentiment, utilizing a range of securities and strategies tailored to client objectives.
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