Capstonewealth
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About
CapstoneWealth provides investment management primarily to individual clients, delivering portfolio management and related advisory services through a third‑party strategist platform (Orion Portfolio Solutions). The firm documents client goals and works with clients to select institutional strategist models that guide portfolio allocations and trading.
The firm operates primarily on a non‑discretionary basis: it actively monitors accounts and makes buy/sell recommendations, but clients retain final authority to accept or reject trades; the firm retains limited discretion only to establish or terminate relationships with the selected strategists. Execution, reporting, and administrative functions are handled through the OPS platform, and model portfolios are rebalanced as needed.
Noteworthy aspects disclosed in the brochure include the firm’s affiliation with insurance sales — the owner is a licensed insurance agent who may receive commissions for insurance products, a potential conflict the firm says it seeks to mitigate — and its reliance on third‑party strategist models rather than in‑house discretionary management, a practice that is less common among supported firms. The brochure also states a $500,000 account minimum (which may be waived), indicating a client onboarding threshold combined with the non‑discretionary, strategist‑driven operating model.
Client services
Expertise
Fee options
1.50% annually, negotiable
Account minimum: $500,000 (may be waived at discretion)
Main office
11031 Us 301 N
Oxford FL 34484
Advisors at this office
2
Most active in
Florida
Also doing business as
Capstonewealth · Capstonewealth, LLC · Theo Thrive Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Roxanne T
CFP®, Series 66
Oxford, FL
Capstonewealth
Roxanne Theodoropoulos is a CFP® and Series 66 credentialed financial advisor with 14 years of industry experience. She currently works at CapstoneWealth and has previously been affiliated with Gradient Advisors, LLC and USAA Financial Planning Services. In addition to her advisory role, she is an insurance agent specializing in Medicare, life insurance, and annuity sales through American Senior Benefits. CapstoneWealth provides investment management primarily through third-party strategist model portfolios on a non-discretionary basis, serving individual and high-net-worth clients. The firm focuses on matching client objectives with institutional strategist models and offers ongoing portfolio oversight.
George T
Series 65
Oxford, FL
Capstonewealth
George Theodoropoulos is a financial advisor at CapstoneWealth with a Series 65 designation and one year of industry experience. His prior roles include positions at ASB Financial and Penton Learning Systems, LLC. He is also an annuity producer associated with Signal Advisors in Detroit, MI. CapstoneWealth provides investment management to individual clients, including high net worth individuals, by utilizing third-party strategist model portfolios through the Orion Portfolios Solutions Strategist Program. The firm operates primarily on a non-discretionary basis, offering recommendations while clients retain final trading authority.
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