Capstonewealth

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Client assets under management

$49,249,345

Clients

100% high-net-worth

Advisors

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Low

Average account size

$724,255

About

CapstoneWealth provides investment management primarily to individual clients, delivering portfolio management and related advisory services through a third‑party strategist platform (Orion Portfolio Solutions). The firm documents client goals and works with clients to select institutional strategist models that guide portfolio allocations and trading.

The firm operates primarily on a non‑discretionary basis: it actively monitors accounts and makes buy/sell recommendations, but clients retain final authority to accept or reject trades; the firm retains limited discretion only to establish or terminate relationships with the selected strategists. Execution, reporting, and administrative functions are handled through the OPS platform, and model portfolios are rebalanced as needed.

Noteworthy aspects disclosed in the brochure include the firm’s affiliation with insurance sales — the owner is a licensed insurance agent who may receive commissions for insurance products, a potential conflict the firm says it seeks to mitigate — and its reliance on third‑party strategist models rather than in‑house discretionary management, a practice that is less common among supported firms. The brochure also states a $500,000 account minimum (which may be waived), indicating a client onboarding threshold combined with the non‑discretionary, strategist‑driven operating model.

Client services

Portfolio management Selection of other advisers

Expertise

Wealth management

Fee options

Percentage

1.50% annually, negotiable

Other

Account minimum: $500,000 (may be waived at discretion)

Main office location

Capstonewealth

11031 Us 301 N

Oxford FL 34484, United States

Number of offices

Most active in

Florida

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Instagram Website (352) 850-7392

Advisors at this firm

Roxanne T

CFP®, Series 66

Oxford, FL

Capstonewealth

Roxanne Theodoropoulos is a CFP® and Series 66 credentialed financial advisor with 14 years of industry experience. She currently works at CapstoneWealth and has previously been affiliated with Gradient Advisors, LLC and USAA Financial Planning Services. In addition to her advisory role, she is an insurance agent specializing in Medicare, life insurance, and annuity sales through American Senior Benefits. CapstoneWealth provides investment management primarily through third-party strategist model portfolios on a non-discretionary basis, serving individual and high-net-worth clients. The firm focuses on matching client objectives with institutional strategist models and offers ongoing portfolio oversight.

Wealth management

George T

Series 65

Oxford, FL

Capstonewealth

George Theodoropoulos is a financial advisor at CapstoneWealth with a Series 65 designation and one year of industry experience. His prior roles include positions at ASB Financial and Penton Learning Systems, LLC. He is also an annuity producer associated with Signal Advisors in Detroit, MI. CapstoneWealth provides investment management to individual clients, including high net worth individuals, by utilizing third-party strategist model portfolios through the Orion Portfolios Solutions Strategist Program. The firm operates primarily on a non-discretionary basis, offering recommendations while clients retain final trading authority.

Wealth management

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