Cardea Capital Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$123,940,349
Clients
256
Advisors
6
across 4 offices
About
Cardea Capital Advisors provides investment advisory and financial planning services to individuals (including high-net-worth clients), institutional clients, and financial professionals. The firm offers asset‑allocated model portfolios, separately managed accounts, TAMP and sub‑advisory arrangements, and back‑office services, managing accounts on both a discretionary and non‑discretionary basis.
The firm’s investment approach is grounded in Modern Portfolio Theory, using diversified, risk‑based model portfolios constructed with low‑cost institutional mutual funds and ETFs, supplemented by SMAs and custom bond or opportunistic private investments where appropriate. An Investment Committee conducts regular (at least quarterly) reviews and portfolios are monitored and rebalanced periodically to maintain target allocations.
CCA discloses that, beyond typical advisory functions, it provides wholesaling, marketing and sales support and offers educational seminars or workshops to advisors and clients, a service that is less common among peer team firms. The brochure also notes a recent operational shift in which certain AUA mandates were moved to another Fourcore entity so CCA can concentrate on traditional AUM retail business, and it makes alternative and structured products available through multiple third‑party platforms.
Client services
Expertise
Fee options
$0+: up to 1.5% per annum (portfolio management fee billed quarterly or monthly based on AUM) $0+: 20 bps to 90 bps (TAMP fees depending on account size, underlying strategy, custodian) $0+: 15 bps to 60 bps (Sub-Advisor fees depending on account size, underlying strategy, custodian) $0+: 10 bps to 25 bps (Back Office fees depending on account size, back-office services, custodian)
Account minimum: $100,000
Main office
See office601 21st Street, Suite 300
Vero Beach FL 32960
Advisors at this office
3
Offices (4)
Most active in
Alabama · Arizona · California · Florida · Georgia · Louisiana · Massachusetts · New Jersey · New York · North Carolina · Texas
Also doing business as
Cardea Capital Advisors, LLC · Liberator Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Kendall B
Series 63, Series 65
Vero Beach, FL
Cardea Capital Advisors, LLC
Kendall Borchardt is a financial advisor with Cardea Capital Advisors, LLC in Vero Beach, FL, holding Series 63 and Series 65 credentials and 17 years of industry experience. His career includes roles at ELITE Portfolios, Cardea Capital Group, Lindner Capital Advisors, and other firms. Cardea Capital Advisors provides investment advisory and financial planning services to individuals, institutional clients, and financial professionals. The firm utilizes a diversified, risk-based investment approach grounded in Modern Portfolio Theory, offering model portfolios, separately managed accounts, and a range of advisory services supported by regular portfolio reviews and client education.
Roxanna G
Series 63, Series 65
Coral Gables, FL
Cardea Capital Advisors, LLC
Roxanna Guinan is a financial advisor at Cardea Capital Advisors, LLC with 34 years of industry experience. She holds Series 63 and Series 65 credentials and has prior experience with IP Financial Advisory Services, World Choice Securities Inc, and Claraphi Advisory Network LLC. Cardea Capital Advisors provides investment advisory and financial planning services to individuals, institutional clients, and financial professionals. The firm utilizes a Modern Portfolio Theory-based approach with diversified, risk-based model portfolios and offers a range of services including separately managed accounts and educational seminars.
Richard R
Series 63, Series 66
Vero Beach, FL
Cardea Capital Advisors, LLC
Richard Roscelli is a financial advisor at Cardea Capital Advisors, LLC with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Belpointe Asset Management, Renaissance Asset Management, and B. Riley Wealth Advisors. In addition to his advisory role, he is an insurance producer for Belpointe Insurance, LLC. Cardea Capital Advisors provides investment advisory and financial planning services to individuals, institutional clients, and financial professionals. The firm uses a Modern Portfolio Theory approach with diversified, risk-based portfolios composed of low-cost institutional mutual funds and ETFs, supplemented by separately managed accounts and alternative investments, with regular portfolio monitoring and rebalancing.
Kevin R
Series 63, Series 65
Atlanta, GA
Cardea Capital Advisors, LLC
Kevin Ross is a financial advisor with Cardea Capital Advisors, LLC in Atlanta, GA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at 3iCO Securities LLC, Innovation Partners, and Bridgeway Wealth Partners. Outside of his advisory work, he volunteers for ZOA, a nonprofit organization focused on advancing the US-Israel relationship, combating anti-Semitism, and protecting civil rights. Cardea Capital Advisors provides investment advisory and financial planning services to individuals, institutional clients, and financial professionals. The firm employs a risk-based investment approach grounded in Modern Portfolio Theory, offering diversified model portfolios and separately managed accounts, along with wholesaling, marketing support, and educational services for advisors and clients.
Charles W
CFP®, Series 66
Vero Beach, FL
Cardea Capital Advisors, LLC
Charles Wood is a CFP® and holds a Series 66 license with 23 years of industry experience. He is currently with Cardea Capital Advisors, LLC, where he has worked since 2019. Wood also manages investment portfolios through his single-member company, Wood Investment Group, LLC. Cardea Capital Advisors serves individual, institutional, and financial professional clients with investment advisory and financial planning services. The firm employs a Modern Portfolio Theory-based investment approach using diversified, risk-based model portfolios with low-cost institutional funds and ETFs, supplemented by separately managed accounts and alternative investments as appropriate.
Jeffrey K
Series 63, Series 65
Jacksonville, FL
Cardea Capital Advisors, LLC
Jeffrey Kopp is a financial advisor with Cardea Capital Advisors, LLC in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Cardea since 2020 and previously spent 14 years at Lindner Capital Advisors, Inc. Outside of his advisory work, he serves as Prison Ministry Director for the Church of Eleven22. Cardea Capital Advisors provides investment advisory and financial planning services to individuals, institutional clients, and financial professionals. The firm employs a Modern Portfolio Theory investment approach using diversified, risk-based model portfolios and offers various account management services along with wholesaling, marketing support, and educational seminars.
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