Delray Beach, FL Office

Cardinal Point Wealth Management serves individual and high-net-worth clients as well as trusts, estates and business entities, providing discretionary portfolio management, financial planning, tax preparation, and non‑discretionary investment advice. The firm also offers cross‑border planning and implements advice for held‑away retirement and education accounts, and is registered to provide advisory services in the U.S. and with multiple Canadian securities regulators.

The firm follows a long‑term, globally diversified, asset‑allocation approach that emphasizes a core‑and‑satellite structure: low‑cost, index‑oriented core exposures combined with quantitatively screened satellite positions (including factor premiums and selected alternatives) and tactical adjustments with periodic rebalancing. Portfolios may include ETFs, mutual funds, individual equities, fixed income, interval and alternative funds, and private fund commitments, and the firm integrates financial planning and operational tools such as a third‑party order management platform for held‑away accounts.

Cardinal Point is an indirect subsidiary of Focus Financial Partners and makes use of affiliated resources—including tax and insurance affiliates, pension‑consulting capabilities, and affiliated private fund sponsors—to introduce clients to tax and insurance services and to offer access to affiliated private investment vehicles; the brochure discloses related revenue‑sharing and referral arrangements and how those potential conflicts are managed. The firm also reports a significant non‑U.S. client base and maintains its principal office outside the U.S., and it discloses the use of testimonials and formal referral agreements as part of its client acquisition practices, items that are less common among multi‑team peers.