Cardinal Wealth Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Cardinal Wealth Management serves individuals, professionals, and small businesses, including clients in the wealth‑building phase who may have limited investable assets. The firm offers comprehensive financial planning (both one‑time plans and ongoing planning subscriptions) and discretionary portfolio management focused primarily on equities and fixed income.
The firm applies a strategic asset allocation model combined with fundamental and technical analysis, favoring a long‑term investment horizon and use of marketable securities, mutual funds, and ETFs where appropriate. Financial planning is positioned as the foundational service and is integrated with investment advice to align portfolios with clients’ goals, risk tolerance, and time horizon.
Noteworthy features include the firm’s very small regulatory AUM, reflecting an early‑stage independent practice, and its publication of a paid Substack newsletter whose premium content is made available to ongoing advisory clients. Although the firm is single‑owner and operated by one adviser, it does not present itself as a “solo practitioner” in its regulatory materials; the owner also discloses participation in a pooled investment club that may trade in some of the same securities the firm recommends.
Client services
Expertise
Occupation focus
Fee options
One-time financial plan fixed fees: $1,500 standard plan, $2,500 complex plan
$0 - $100,000: 1.50% $100,001 - $250,000: 1.25% $250,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.85% $1,000,001+: 0.75%
$200 per hour for advisory or planning services (limited availability)
Ongoing financial planning subscription fees: Foundation $150/month, Core $275/month, Complex/Equity Compensation $450/month; Newsletter subscription available directly to non-clients at $19.99/month or $199.99/year
Minimum fee: $1,800 minimum annual fee for ongoing advisory relationships Fee-only: Financial planning subscription fees: Foundation $150/month, Core $275/month, Complex/Equity Compensation $450/month; One-time financial plan fees: $1,500 standard, $2,500 complex plan; Hourly fees $200/hour (limited availability)
Main office
McKinney TX
Advisors at this office
1
Most active in
Texas
Also doing business as
Cardinal Wealth Management · Cardinal Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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