Carlson Planning Company
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves individuals (including high-net-worth clients), small businesses, and retirement plan sponsors with customized financial planning, portfolio management, retirement-plan consulting, and related business or divorce consultation services. It offers both project-based plans and ongoing engagements, and will refer clients to third‑party investment managers when a recommended program or minimums make that appropriate.
The firm’s investment approach generally follows Modern Portfolio Theory, favoring broad global diversification implemented principally through low-cost, tax-efficient mutual funds and exchange-traded funds, with active managers used selectively in less efficient markets. Portfolios are constructed around customized investment guidelines that reflect each client’s objectives, time horizon, and risk tolerance, and may be managed on a discretionary or non-discretionary basis.
What is distinctive about the firm is its current operational status and billing model: the sole advisor is in the process of winding down advisory operations and is not accepting new clients while existing relationships are being transitioned or closed, and the firm offers an uncommon subscription-style billing for ongoing comprehensive planning that is billed monthly in advance through a third‑party payment processor. The principal also maintains insurance licensure and other outside business activities that can generate non-advisory compensation, which the firm discloses and manages as potential conflicts of interest.
Client services
Expertise
Occupation focus
Fee options
$0 - $999,999: 0.75% annually $1,000,000 - $4,999,999: 0.65% annually $5,000,000+: 0.50% annually
Ongoing comprehensive financial planning billed monthly in advance, ranging from $100 to $750 per month.
Minimum fee: Project Based Financial Planning fees range from $300 to $3,000; Ongoing Comprehensive Financial Planning fees range from $1,200 to $9,000 annually ($100 to $750 per month), billed monthly in advance. Fee-only: Fixed fees for financial planning ($300 - $3,000 project basis; $1,200 - $9,000 annually for ongoing comprehensive planning). Subscription fees billed monthly in advance for ongoing financial planning ($100 - $750 per month).
Main office
Mansfield MA
Advisors at this office
1
Most active in
Massachusetts · Rhode Island
Also doing business as
Carlson Planning Company · Carlson Planning Company, LLC · Scu Financial · Scu Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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