Carroll & Company Capital Management

Carroll & Company Capital Management provides investment supervisory services to individuals and to institutional clients such as pension plans, trusts, and charitable institutions. The firm develops an investment policy statement for each client, coordinates asset management with third‑party managers, and manages portfolios on a non‑discretionary basis while delivering performance measurement and periodic client reviews.

The firm employs a bucket strategy that segments portfolios by time horizon and liability matching — typically illustrating five categories (Lifetime Income, Fixed Income, Relative Safety, Growth & Income, and Long‑Term Growth) — and tailors asset allocation, risk tolerances, and withdrawal plans through an interactive client‑advisor process. It also discusses income solutions (including annuity options), offers annual updates to IPS assumptions, rebalancing, and negotiates custody and manager costs on clients’ behalf.

Distinctive features include the firm’s willingness to serve institutional clients, which is uncommon among similar independent advisors, and its use of a negotiable flat annual fee billed quarterly rather than the more typical percentage‑of‑assets fee model. The brochure also highlights a focus on direct debt and distressed equity investments and indicates the firm’s principal maintains active executive and trustee roles in energy and registered fund entities, factors that inform the firm’s sector experience; as of the brochure date the firm reported managing no client assets.