Carvalho Investment Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Carvalho Investment Group is a solo registered investment adviser managing approximately $6.2 million for about 15 clients, serving individual households, trusts, estates and tax‑qualified retirement plans. The firm provides tailored asset management, financial planning and consulting, and retirement‑plan advisory services; its stated account minimum is $100,000 (negotiable).
The firm delivers active, customized portfolio management guided by a written Investment Policy Statement and ongoing monitoring and rebalancing, using techniques such as modern portfolio theory, fundamental and technical analysis, cyclical analysis, charting and Monte Carlo simulation. It requires clients to use Interactive Brokers as the custodian for advisory accounts (Charles Schwab is used for retirement plans), and it can oversee assets held away through a third‑party vendor (Pontera).
Compared with many peers, Carvalho combines a small client base and modest AUM with ERISA fiduciary work — offering both non‑discretionary 3(21) and discretionary 3(38) retirement‑plan services, IPS development, participant education and benchmarking. The firm also documents vendor controls around artificial intelligence/machine‑learning tools and requires use of firm‑selected custodians, practices that may be atypical among similarly sized independent advisers.
Client services
Occupation focus
Fee options
$0 - $1,000,000: 1% $1,000,001 - $3,000,000: 0.95% $3,000,001 - $5,000,000: 0.90% $5,000,000+: 0.85%
Financial planning: $200 per hour; Consulting: $150 per hour (may be negotiable)
Account minimum: $100,000 Fee-only: Financial planning fees: $200 per hour; Consulting fees: $150 per hour (negotiable)
Main office
111 Congress Avenue, Suite 500
Austin TX 78701
Advisors at this office
1
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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