Catharine Fairley Planning Group LLC

The firm provides fee-only, hourly financial planning and investment advice to individuals, business owners and trustees, and it offers related tax planning, tax preparation and litigation-support services through an affiliated accounting practice. Many clients choose to engage the affiliated tax/accounting services, although doing so is not required to receive financial planning.

On investment matters the firm emphasizes a passive, buy-and-hold approach and recommends no-load mutual funds and ETFs available through discount brokerages, using asset-allocation guidance, Morningstar ratings and fundamental analysis as part of its selection process and sometimes suggesting dollar‑cost averaging for implementation. The firm does not manage client assets, does not take custody or discretionary authority, and does not use percentage‑of‑AUM or commission-based compensation, leaving implementation and custodial arrangements to clients while providing periodic reviews on request.

What is distinctive about the practice is the combination of financial planning with a closely related tax and accounting business and the principal’s CPA, CFP and CDFA credentials, which leads the firm to devote substantial time to tax and divorce‑related work alongside planning. The firm is small and serves a limited client base, focusing on consultative, project‑based engagements rather than ongoing portfolio management.