CAtrs Teachers Retirement Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm operates as a very small, independent advisory practice serving individual clients and maintains a limited client roster. Its disclosure indicates the adviser provides advisory services through the registered firm and also holds independent insurance agent appointments to discuss, offer and transact fixed and indexed annuities for commission.
The firm does not provide ongoing portfolio management for individual clients and does not charge advisory fees based on a percentage of assets under management, so client relationships are structured without the typical AUM fee model common among peers. The adviser also serves as the firm’s chief compliance officer and supervises firm activities in accordance with the firm’s compliance policies.
Compared with typical solo independent advisors, the firm is distinctive for its very small number of clients and the principal’s background in economics and public school instruction, including involvement on community nonprofit boards. The combination of a retirement-focused advisory practice, direct involvement in annuity transactions, and the absence of AUM-based fees sets its service profile apart from many similarly sized firms.
Client services
Expertise
Occupation focus
Fee options
Compensation via commissions for completed fixed and indexed annuity transactions
Main office
Riverside CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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