CDFinancial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
CDFinancial, LLC provides discretionary asset management along with financial planning and consulting services primarily to individual clients. The firm reports managing about $99.7 million in client assets and serves 253 clients.
CDFinancial builds portfolios based on each client’s goals, time horizon and risk tolerance, using fundamental and technical analysis and a mix of strategies that can include long- and short-term positions, options, and margin. The firm may engage a sub‑advisor program to access model portfolios and third‑party managers, and it conducts account reviews at least annually.
Compared with typical independent advisers, CDFinancial has an unusually high client load per advisor (over 200 clients per advisor), a factor that may influence its service model and use of delegated management. The firm’s principal also operates an affiliated insurance business and is a licensed insurance agent who spends a portion of time on those activities and may offer commissionable insurance products, a disclosed conflict managed through firm policies and client disclosures.
Client services
Expertise
Fee options
Between $2,500 and $50,000 for financial planning services.
up to 2.25% annually (negotiable)
Insurance products sold separately on a commission basis by licensed insurance agents affiliated with the firm.
$500 per hour for financial planning services.
Account minimum: $10,000
Main office
30270 Rancho Viejo Rd, Suite D
San Juan Capistrano CA 92675-1556
Advisors at this office
1
Most active in
California · Colorado · Nevada · Texas
Also doing business as
Cd Financial LLC · Cdfinancial · Cdfinancial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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