Denver, CO Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Cedar Cove Wealth Partners
Team
Firm-wide stats for Cedar Cove Wealth Partners
About
Cedar Cove Wealth Partners provides discretionary investment management and financial planning to a mix of individual clients (including high-net-worth individuals) and institutional clients; as of December 31, 2025 the firm reported approximately $455,020,729 in assets under management across about 2,036 accounts and a team of 10 advisors. Services described in the brochure include ongoing portfolio management, financial planning, and estate planning coordination delivered in partnership with EncorEstate Plans, with most accounts managed on a discretionary basis.
The firm employs a blend of active and passive strategies, tactical asset allocation, options, alternative investments, and ESG considerations where appropriate, and implements portfolios using model portfolios and third‑party strategists accessed via TAMPs such as Adhesion and Advyzon Investment Management (AIM). Cedar Cove conducts continuous oversight with regular monitoring and rebalancing, uses Pontera Solutions for certain held‑away accounts, and operates its own wrap program in which transactional and custodial fees are absorbed by the firm.
What is distinctive in the brochure is the combination of operational and client‑facing features that are statistically uncommon for peer teams: Cedar Cove is the sponsor and manager of a wrap fee program, has an affiliation with tru Independence and related advisers for platform and support services, and discloses that several supervised persons are licensed insurance agents who may offer commissionable insurance products. The firm also documents client communication and education efforts—periodicals/newsletters and seminars/workshops—alongside its use of third‑party platforms and estate‑planning coordination as part of its service mix.
Based on Cedar Cove Wealth Partners
Expertise
Based on Cedar Cove Wealth Partners
Location
Denver CO
Advisors at this office
2
Advisors at this office
Keith S
CFA®, ChFC®, Series 66
Denver, CO
Cedar Cove Wealth Partners
Keith Sapp is a CFA®, ChFC®, and holds a Series 66 license with 20 years of industry experience. He has worked at Cedar Cove Wealth Partners since 2025 and previously spent 13 years at Thrivent Financial and its affiliated entities. Outside of his advisory role, Mr. Sapp serves as a board member of his church’s finance committee, participating in budgeting, investment manager oversight, and risk management. Cedar Cove Wealth Partners provides discretionary investment management and financial planning services to individual and institutional clients, managing over $455 million in assets. The firm combines active and passive strategies, tactical asset allocation, options, alternative investments, and ESG factors, and offers estate planning coordination through a partnership with EncorEstate Plans.
John C
Series 63, Series 66
Denver, CO
Cedar Cove Wealth Partners
John Carpenter is a financial advisor at Cedar Cove Wealth Partners in Denver, CO, holding Series 63 and Series 66 licenses with 16 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, MG Stover and CO., and Janus Distributors LLC, among others. Cedar Cove Wealth Partners provides discretionary investment management and financial planning services to both individual and institutional clients, managing approximately $455 million in assets across more than 2,000 accounts. The firm employs a mix of active and passive strategies, tactical asset allocation, options, alternative investments, and ESG considerations, and offers services such as estate planning coordination and a proprietary wrap fee program.
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