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Cedar Valley Wealth Advisors

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Client assets under management

$149,641,051

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Clients

92

28% high-net-worth

Advisors

3

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

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Clients per advisor

31

Low

Average account size

$1,626,533

About

Cedar Valley Wealth Advisors provides discretionary portfolio management, IRA fiduciary services, and employee benefit plan consulting to individuals (including high‑net‑worth clients), trusts, pension and profit‑sharing plans, and businesses, integrating financial planning into its managed‑account services rather than offering standalone planning. The firm reports approximately $172.5 million in assets under management and operates with a small advisory team supporting client portfolios and retirement accounts.

Investment decisions are guided by long‑term, asset‑allocation driven strategies that emphasize broadly diversified, low‑turnover mutual funds—primarily institutional‑class Dimensional Fund Advisors funds—with strategic tilts toward small‑cap and value exposures and periodic, tax‑aware rebalancing. The firm relies on academic research and proprietary modeling to produce written investment policy schedules, manages accounts on a discretionary basis, and reviews portfolios at least annually.

Distinctive features noted in the firm’s Form ADV include an affiliation with an accounting and tax practice whose principals devote a portion of their business time to accounting services (with conflicts disclosed and addressed in the brochure) and a disclosed practice of permitting borrowing in separately managed accounts, an approach the firm identifies separately from its typical mutual‑fund‑based strategies. The firm also maintains institutional custody relationships and negotiated access to DFA institutional funds that are generally available through advisor channels.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Passive / index investing Tax-loss harvesting Real estate investing

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Fee options

Fixed

One-time administrative fee not to exceed $1,000 for Portfolio Management Services; one-time administrative fee up to $150 for IRA Fiduciary Advisors services; additional specified fees for account set-up, transfers, beneficiary changes, and other services

Percentage

$0 - $600,000: 1.00% $600,000+: 0.50%

Project-based

Client initiated contacts beyond the first hour per calendar year for Retirement Account Portfolio Management – IRA Fiduciary Advisors services charged at $100 per hour

Other

Minimum fee: Minimum quarterly fee of $1,500 for Portfolio Management Services; minimum annual fee of $100 for Retirement Account Portfolio Management – IRA Fiduciary Advisors services Fee-only: Fees based on percentage of assets under management; no commission-based compensation; no 12b-1 fees; no performance-based fees

Main office location

Cedar Valley Wealth Advisors

411 Viking Road, Suite A

Cedar Falls IA 50613, United States

Number of offices

1

Most active in

More info

Iowa

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Website 319-266-6507

Advisors at this firm

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Jake H

Series 65

Cedar Falls, IA

Cedar Valley Wealth Advisors

Jake Hoppes is a financial advisor at Cedar Valley Wealth Advisors with a Series 65 designation and one year of industry experience. His prior work includes roles at Beaver Hills Country Club, Golf Lab, LLC, Structure Real Estate LLC, and Pioneer Hi-Bred International Inc. Outside of advising, he is self-employed in a non-investment related office cleaning business. Cedar Valley Wealth Advisors provides discretionary portfolio management, employee benefit plan consulting, and IRA fiduciary services to individuals, trusts, pension and profit-sharing plans, and businesses. The firm employs a long-term, academic investment approach based on Modern Portfolio Theory, strategic asset allocation, and tax-aware implementation.

Passive / index investing Tax-loss harvesting Real estate investing
user avatar

Karla H

CFP®, Series 65

Cedar Falls, IA

Cedar Valley Wealth Advisors

Karla Hoppes is a CFP® with 24 years of industry experience, currently serving at Cedar Valley Wealth Advisors since 2010. She holds a Series 65 license and provides financial advisory services from Cedar Falls, IA. In addition to her advisory role, she contributes occasional support to Touchstone Tax & Accounting, a CPA firm offering accounting and tax planning services. Cedar Valley Wealth Advisors offers discretionary portfolio management, employee benefit plan consulting, and IRA fiduciary portfolio services to individuals, trusts, pension and profit-sharing plans, and businesses. The firm employs a long-term, academic investment approach based on Modern Portfolio Theory, strategic asset allocation, and tax-aware implementation.

Passive / index investing Tax-loss harvesting Real estate investing
user avatar

Robert H

Series 63

Cedar Falls, IA

Cedar Valley Wealth Advisors

Robert Heaton is a financial advisor with Cedar Valley Wealth Advisors in Cedar Falls, IA, holding a Series 63 designation and 24 years of industry experience. He has been with Cedar Valley Wealth Advisors since 2001 and also serves as managing member of Cedar Valley Tax & Accounting, a non-investment related CPA firm, since 2014. Additionally, he consults for Touchstone Tax & Accounting, providing income tax compliance and accounting services. Cedar Valley Wealth Advisors offers discretionary portfolio management, employee benefit plan consulting, and IRA fiduciary portfolio services to individuals, trusts, and businesses. The firm employs a long-term, academic investment approach based on Modern Portfolio Theory and strategic asset allocation, incorporating tax-aware implementation and individualized trading strategies.

Passive / index investing Tax-loss harvesting Real estate investing
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