Cedric Deon Bean Enterprises LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
C.D.B. Capital provides financial planning, investment monitoring and consulting, and qualified retirement plan consulting to a mix of clients that includes qualified retirement and profit‑sharing plans, trusts, estates, charitable organizations, corporations, and individuals. The firm generally introduces clients to unaffiliated third‑party investment advisers to implement discretionary strategies and does not take custody or direct trading authority over client assets.
The firm’s advisory work focuses on personalized planning (cash flow, retirement, insurance, estate, and portfolio analyses), written Investment Policy Statements, and ongoing monitoring of third‑party managers to keep investment programs aligned with client objectives. It uses academic‑based asset allocation, diversification, and tax‑awareness in its recommendations and uses assets‑under‑advisement and related fee arrangements alongside project, hourly, and discovery fees; it also provides participant education and workshops for retirement plans.
What is distinctive for a firm in this category is the mix of professional roles and services: management includes a licensed attorney and the firm’s representatives are licensed insurance agents who may sell insurance products for commissions, with disclosed policies to address those conflicts. The firm also relies on a custody arrangement in certain programs that requires use of a federally chartered trust (SEI Trust), provides pension/plan consulting and participant workshops, and routinely refers to and monitors other investment advisers — a configuration of legal credentials, insurance brokerage activities, pension consulting, and third‑party adviser oversight that is uncommon among peer investment‑manager firms.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
One-Time Discovery Fee: $1,000 (reduced to $500 for retirement plan participants)
$0 - $750,000: 1.00% $750,000 - $1,500,000: 0.85% $1,500,001 - $3,000,000: 0.70% $3,000,000 - $5,000,000: 0.55% $5,000,001 - $7,000,000: 0.40% $7,000,001 - $10,000,000: 0.30% $10,000,001 - $15,000,000: 0.25% Over $15,000,000+: Negotiable
Commissions earned from fixed annuity, term life, fixed insurance, disability, and long-term care insurance products
Minimum hourly rate of $300, billed in 15-minute increments
Minimum fee: One-Time Discovery Fee: $1,000 (reduced to $500 for retirement plan participants); Annual Planning Fees: $1,200 to $25,000; Project-Specific Fees: $1,000 to $10,000; Hourly Fees: minimum $300/hour in 15-minute increments Fee-only: Annual planning fees, project-specific fees, hourly fees, assets under advisement fees
Main office
Phenix City AL
Advisors at this office
1
Most active in
Georgia
Also doing business as
Cdb Capital · Cedric Deon Bean Enterprises LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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