Southfield, MI Office

Center for Financial Planning, Inc. provides financial planning and investment management services to individuals, high-net-worth clients, trusts, estates and charitable organizations. The firm documents client goals through a suitability process and addresses retirement, tax, estate, insurance, cash‑flow and longevity planning as part of ongoing advisory relationships; it reports approximately $1.97 billion in assets under management and a team of 17 advisors.

The firm’s investment approach emphasizes strategic asset allocation and diversification across stocks, bonds, mutual funds, ETFs and managed accounts, and it may also employ direct indexing and certain alternative investments when appropriate. Adviser-managed accounts are maintained with Raymond James & Associates and can be managed on either a discretionary or non‑discretionary basis, with periodic reviews and updates to objectives at least annually.

What is notable in the brochure is the firm’s participation in third‑party wrap-fee programs (including Raymond James Consulting Services and the Freedom account) under sub‑advisory arrangements, and the disclosure that the firm receives a portion of advisory fees from those programs — a relationship the brochure describes alongside potential conflicts related to dual registration with Raymond James entities and insurance licensure. The brochure also discloses a recent ownership reorganization to Center for Financial Planning II, LLC and lists partner membership interests, which may be of interest to prospective clients evaluating firm governance.