Centorbi Financial Group, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Centorbi Financial Group provides investment advisory and financial planning services to individual and high‑net‑worth clients, offering both discretionary and non‑discretionary portfolio management as well as written financial plans. The firm reports roughly $38.6 million in assets under management and generally requires a $250,000 minimum to open an advisory account.
Advice is delivered through separate offerings — an asset‑management program (“Wealth Builder”) and a financial planning program (“Legacy Experience”) — with managed accounts reviewed at least quarterly and strategies that may include asset allocation, dollar‑cost averaging, technical analysis, and long‑ or short‑term purchases. Financial planning engagements may be billed as negotiated flat fees, hourly fees, or ongoing subscription fees, and the firm provides a one‑time plan with the option to engage for ongoing services.
Notable differences from many peers include the availability of subscription‑based planning (with payments handled via a third‑party payment processor) in addition to traditional fee arrangements, and the firm’s principal is a licensed insurance agent who may offer commissionable insurance products (a disclosed conflict of interest). The brochure also discloses the firm’s use of Standing Letters of Authorization for transfers — a practice that results in the firm being deemed to have custody for certain purposes — and a custodial relationship with Charles Schwab that provides non‑cash benefits to the firm.
Client services
Expertise
Fee options
Negotiated fixed fees ranging from $497 to $50,000; one-time setup fee of $497 may be charged
$0 - $999,999: 1.20% $1,000,000 - $2,499,999: 0.75% $2,500,000 - $4,999,999: 0.50% $5,000,000 - $9,999,999: 0.40% $10,000,000+: 0.30%
$200 to $1,000 per hour
Negotiated subscription fees ranging from $100 to $5,000 per month or quarter
Account minimum: $250,000 Fee-only: Negotiated fixed fee, hourly fees, or subscription fees for financial planning services
Main office
1001 Boardwalk Springs Place, Suite 111
O'Fallon MO 63368
Advisors at this office
1
Most active in
Missouri
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)