Tyler, TX Office

Centric Advisors provides portfolio management and financial planning to individuals, high‑net‑worth individuals, corporations, and charitable organizations. The firm offers ongoing discretionary and non‑discretionary portfolio management alongside comprehensive and basic financial planning, and generally limits its advice to mutual funds, fixed income, equities, ETFs, real estate funds, annuities, and commodities.

The firm’s investment process combines fundamental, technical, and cyclical analysis and uses both long‑term and short‑term trading approaches, including margin, short sales, and options strategies; Centric typically seeks discretionary trading authority and conducts at least annual reviews of client portfolios. Financial plans are tailored to each client’s income, tax situation, time horizon, and risk tolerance, and may be delivered as a one‑time plan or supported with ongoing implementation and monitoring.

Centric’s brochure discloses several third‑party relationships and potential conflicts that distinguish it from many peers: principals own an affiliated insurance agency and many advisers are licensed insurance agents, the firm participates in Charles Schwab and Fidelity advisory programs and may receive research and practice‑management benefits, and it maintains solicitor arrangements that disclose referral compensation ranging from 5% to 50% of advisory fees. The firm also operates with no stated account minimum and documents the use of higher‑risk trading tools (short sales, uncovered options, margin), which may be relevant for prospective clients assessing risk tolerance.