Century Business & Financial Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$14,157,668
Clients
63
Advisors
2
of 2 employees
About
The firm provides discretionary asset management and financial consulting to individuals, high-net-worth clients, trusts, estates and business entities, offering services that include portfolio management, stock option and retirement benefit analysis, 401(k) reviews, and topic-specific financial planning. It serves a modest client base through a small advisory team and offers both ongoing asset management and shorter-term consulting engagements that cover discrete topics rather than always producing comprehensive plans.
Investment decisions are made on a discretionary basis and are tailored to each client’s goals, time horizon and risk tolerance; the firm uses a Riskalyze-based risk analysis (Nitrogen) and reviews clients’ tax returns to inform asset allocation and portfolio construction. Methods of analysis include fundamental, technical, charting and cyclical approaches, and accounts are monitored regularly with at least quarterly reviews and the option for clients to impose written investment restrictions.
Noteworthy deviations from many peers include a disclosed regulatory consent order in 2024 related to transacting advisory business while not properly registered, which the firm resolved by paying an administrative assessment. The firm’s principal also operates affiliated insurance and tax/accounting businesses and receives commissions and tax-preparation compensation from those activities; these outside business activities and the resulting conflicts are disclosed in the brochure and addressed through written procedures and client choice.
Client services
Expertise
Occupation focus
Fee options
$500 - $2,500 based on complexity and client needs
1.0% annually
Main office
595 Bay Isles Rd, Suite 120 J
Longboat Key FL 34228
Advisors at this office
2
Most active in
Florida · New Jersey · New York · Pennsylvania
Also doing business as
Century Business & Financial Services · Century Financial Services LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Thomas J
ChFC®, Series 63, Series 65
Longboat Key, FL
Century Business & Financial Services
Thomas Judge is a financial advisor with Century Business & Financial Services in Longboat Key, FL, holding the ChFC® designation and Series 63 and 65 licenses. He has 33 years of industry experience, including prior roles at Cetera Financial Specialists LLC and H.D. Vest Advisory Services. Outside of advising, Judge serves as a director and treasurer for the Portobello Owners Association and is an enrolled agent providing tax planning and preparation through several business entities he owns. Century Business & Financial Services offers discretionary asset management and limited financial consulting to individuals, high-net-worth clients, trusts, estates, and business entities. The firm uses a combination of fundamental, technical, charting, and cyclical analysis to build portfolios aligned with clients’ objectives and risk profiles, managing accounts on a discretionary basis with regular reviews.
James J
Series 63, Series 65
Longboat Key, FL
Century Business & Financial Services
James Judge is a financial advisor with Century Business & Financial Services in Longboat Key, FL. He holds Series 63 and Series 65 licenses and has nine years of industry experience. His prior work includes roles at Jet Cube Inc and ORC International/Engine Group. Century Business & Financial Services provides discretionary asset management and financial consulting to individuals, high-net-worth clients, trusts, estates, and business entities. The firm offers tailored investment decisions using fundamental, technical, and cyclical analysis, with regular account monitoring and customized risk management.
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