Cerda Munoz Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$261,659,829
Clients
659
Advisors
3
of 7 employees
About
Cerda Munoz Advisors, Inc. works with individual clients, including high‑net‑worth households, to provide discretionary and non‑discretionary portfolio management and comprehensive financial planning. The firm also offers related services such as tax preparation and accounting support, and can assist with implementing life, disability and long‑term care insurance on a needs basis.
The firm’s investment approach is grounded in Modern Portfolio Theory and uses diversified allocations across mutual funds, ETFs, stocks, bonds, REITs and cash, with regular monitoring and rebalancing. Cerda Munoz may allocate client assets to unaffiliated professional investment managers to implement portioned strategies and relies on a custodial platform for trade execution and client reporting.
Noteworthy features relative to peers include a multi‑hundred‑million dollar asset base supported by a small advisory team and the integration of tax and accounting credentials (including CPA/PFS and enrolled agent capabilities) into its service model. The firm also engages in the sale of insurance and other financial products and acts as a solicitor for third‑party managers; these activities are disclosed in its brochure along with stated conflict‑of‑interest mitigations.
Client services
Expertise
Fee options
Financial planning fees range from $3,600 to $15,000 depending on complexity.
0.60% - 1.50%
$300 per hour for additional financial planning services if circumstances change.
Account minimum: $250,000
Main office
7720 Painter Ave, Suite A
Whittier CA 90602
Advisors at this office
3
Most active in
California · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Quick links
Advisors at this firm
Aaron M
CFP®, Series 63
Whittier, CA
Cerda Munoz Advisors, Inc.
Aaron Munoz is a CFP® with 13 years of experience in the financial services industry. He has been with Cerda Munoz Advisors, Inc. and Cerda Wealth Management since 2013. In addition to his advisory role, he prepares individual income tax returns for clients. Cerda Munoz Advisors, Inc. provides portfolio management and financial planning services to individuals, trusts, and business entities, combining investment management with in-house tax preparation, accounting, and licensed insurance product implementation.
William T
PFS™, Series 63, Series 66
Whittier, CA
Cerda Munoz Advisors, Inc.
William Torres is a financial advisor at Cerda Munoz Advisors, Inc. with 24 years of industry experience. He holds the PFS™ designation along with Series 63 and 66 licenses. Torres has worked at firms including Wright Ford Young and 1st Global Insurance Services, and he serves on the board of directors for the East LA YMCA. Cerda Munoz Advisors, Inc. provides discretionary and non-discretionary portfolio management and comprehensive financial planning for individual and high-net-worth clients. The firm employs a Modern Portfolio Theory-based investment approach with diversified allocations and integrates tax and accounting services into its offerings.
Hilberto C
CFP®, Series 63
Whittier, CA
Cerda Munoz Advisors, Inc.
Hilberto Cerda is a CFP® professional with 13 years of experience in the financial advisory industry. He has worked at Cerda Munoz Advisors, Inc. since 2013 and also operates Cerda Wealth Management. In addition to his advisory role, Cerda prepares individual income tax returns as part of his work with Cerda Munoz Advisors. Cerda Munoz Advisors, Inc. provides discretionary and non-discretionary portfolio management and financial planning services to individuals, trusts, pension and profit-sharing plans, and other business entities. The firm combines investment advisory with in-house tax preparation and insurance product implementation, utilizing a Modern Portfolio Theory-based approach with diversified asset allocations and periodic portfolio monitoring.
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